The application also integrates Bhashini, the Indian government’s AI-powered voice technology, allowing users to speak in their preferred language, ask questions and get instant answers.
Accordingly, the company has introduced the PayNearby Saathi app, which offers UPI-compliant savings accounts and payments, and investment products including FD/RD/Gold/Mutual Funds, and credit options such as personal loans, gold loans, business loans and credit cards.
The application also integrates Bhashini, the Indian government’s AI-powered voice technology, allowing users to speak in their preferred language, ask questions and get instant answers.
‘UPI is one of the most preferred payment methods in India, with over 504 million active users and the potential to reach a significantly larger population. As digital payments continue to expand, a large portion of India’s adult population is actively embarking on the digital adoption journey, creating strong opportunities to build trust, awareness and digital literacy. By leveraging this opportunity, PayNearby, through its 15 lakh retail partners and Digital Naaris, is enabling citizens across Bharat to transact digitally with ease and confidence,” the company said.
Published on December 23, 2025
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