Applicants receive an immediate credit decision within minutes and funds are disbursed within days.
This fully digital product offers unsecured loans ranging from ₹2 lakh to ₹20 lakh, allowing merchants, especially retail stores, to access quick credit and repay through daily installments that suit their business cash flows. “The solution is fully digital, with eligibility assessed using cash flow intelligence and other parameters rather than traditional financial statements. As part of the lending journey, customers will also receive comprehensive current account services from Axis Bank, ensuring a seamless end-to-end experience from sign-up to disbursement,” the bank said in a press release.
Applicants receive an immediate credit decision within minutes and funds are disbursed within days. Refunds are automatically collected through daily installments, allowing sellers to repay based on actual sales rather than hefty EMIs. This Everyday Installment (EDI) model provides repayment flexibility and helps maintain stable working capital, the bank said.
Published on December 23, 2025
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