Why ACTIVA is of things: Investors hunt shares, but the biggest profits were elsewhere

While Indian investors continue to cast crores in shares, the performance data of the past year tells a different story. The Nifty 50 has gone 2.9% in the last 12 months, while gold has yielded 46.71% efficiency and silver has risen by 47.08%, making it the best -performing asset class.

“Precious metals have quietly emerged as rich vomic makers, even if shares have struggled,” said Jahol Prajapati, research analyst at Samco Securities.

Shares get the currents

According to AMFI data, the inflow of share schedule reached a record RS 42.702 Crore in July 2025, the highest ever. Systematic Investment Plan (SIP) contributions are also too all time, which reflects the faith of retail investors in shares as their primary avenue for power creation.

This is at a time when the Nifty has not succeeded in generating a positive return, which underlines the gap between investor behavior and performance class performance.

Precious metals under

Exposure to gold and silver, on the other hand, remains negligible in investment fund portfolios. From the total RS 77 Lakh Crore -investment fund of India, Gold ETFs are good for only RS 66,660 Crore and Silver ETFs represent RS 22.160 Crore. Together that is hardly 1.15% of industrial assets.

“Despite the delivery of striking returns, precious metals remain serious in investment portfolios,” Prajapati noted.

The lesson of the allocation of assets

The collection meals is not to leave shares, but to recognize the role of diversification. Strategic allocation to gold and silver can help investors to dampen their portfolios during volatile stock cycles and at the same time record performance of non-correlated assets. “Active allocation is the key. A timely piece of gold and silver can add both performance and protection when markets become a shock,” said Prajapati.

ActivatoENGEGE is the practice of diversifying investments between different asset classes such as shares, bonds and precious metals. The aim is to balance risks and reward by placing bets in different baskets. Since asset classes perform differently under different economic conditions, a well -assigned portfolio can lose against losses during the recession and offer more stable, long -term returns.

(Disclaimer: recommendations, suggestions, views and opinions of the experts are their own. These do not represent the views of economic times)