Latest Updates Around The World
Health Savings Accounts (HSAs) are my favorite investment account because of their “triple tax-free” tax treatment. You get a deduction for the contribution, it grows in a tax-sheltered manner like your retirement accounts, and comes out tax-free if you spend the withdrawal on healthcare. Our HSA is the first account we fund each year, and […]
One of the most important lessons a successful investor must learn is to stop chasing performance. When chasing performance, you invest your money in what has performed best recently. It’s a superficial way to select an asset allocation (mix of investment types) and an even more superficial way to choose individual investments to meet your […]
The followers of The White Coat Investor are on a broad spectrum in their approach to major financial activities (earning, spending, saving, investing and giving), ranging from zealous adherence to detached appreciation. Sometimes people look at it as the WCI community zigs, and I’ve appreciated being allowed to disagree on Vanguard, REITs, and tithes. But […]
Not everyone needs a financial advisor, but for many the value of working with a professional is real – whether it’s optimizing decisions, avoiding costly mistakes, or simply reducing stress and freeing up time. For those who choose to delegate, one question should be central: what is a fair price for quality guidance? Financial planning […]
There are many fraudsters and scammers in this world. A large percentage of them appear to live in Utah County. Or maybe that’s just what it looks like from where I’m sitting. A recent one called himself “The bull,’and there were doctors among his victims. A man named Jeremiah “The Bull” Joseph Evans, the owner […]
I can’t count how many times, when talking about disability insurance, I’ve heard someone say, “I’m healthy, I don’t need it,” or “My group policy is enough,” or even, “My parents will take care of me.” Others assume that disability is something that only happens to “other people” – until it doesn’t. For high-income professionals, […]
By Travis Christy, White Coat Insurance For many foreigners, earning an income is a financial cornerstone, and it’s what keeps professional and immigration plans on track. For doctors and other high-income professionals on J-1 or H-1B visas, an unexpected illness or injury can threaten both. And with the 2025 H-1B curveball, a proposed $100,000 one-time […]
