The top 15-20 NBFC-MFIs account for about 85 percent of the portfolio of NBFC-MFIs | Photo credit: Getty Images With just 20 days to go for the Union Budget, small and medium NBFC-MFIs (non-banking finance companies – microfinance institutions) are hoping that a credit guarantee scheme – mooted by industry bodies last year to encourage […]
A delegation of the All-India Nabard Employees Association called on Shaji KV, Chairman, Nabard, at his office in Mumbai on Tuesday, January 6, 2026, to discuss a charter of employee demands. The All-India Nabard Employees Association (AINBEA) has welcomed the ‘positive attitude’ of the Chairman of the National Bank for Agriculture and Rural Development (Nabard) […]
For microfinance institutions (MFIs), the worst may be behind us as disbursements recorded meaningful year-on-year growth in the second quarter of 2026, after a long five-quarter hiatus during which disbursements were tepid or decelerated in growth. CreditAcess Grameen’s (CA Grameen) top disbursements rose 33 percent year-on-year to ₹5,322 crore in Q2FY26. Disbursements rose by 22 […]
MFIs faced headwinds in FY25 due to, among other things, borrower over-indebtedness (a result of competitive lending, where multiple lenders lend to the same borrower), strained repayment capacities and recovery challenges | Photo credit: iStockphoto Sa-Dhan is reaching out to individual banks and financial institutions to get them to lend to small and medium microfinance […]
The RBI plans to implement ECL for banks on new loans from April 2027 and on existing loans from April 2027 to March 2031 | Photocredit: Danish siddiqui The direction of the reserve Bank of India (RBI) to banks to transfer from the loss provision model to the expected credit loss (ECL) will be most […]
Timely but time-limited support for MSMEs worked very well post-pandemic and must be made available again. | Photocredit: Anushree Fadnavis The Indian export that is affected by American double rates are less than 1 percent of GDP due to a low aggregated value of approximately 2 percent of GDP and exempt categories. That is why […]
Lack of financing places small and medium -sized MFIs in a difficult place Photocredit: Marchmeena29 Banks, in particular the public sector (PSBs), have stopped expanding loans under “A” rated micro-financing institutions (MFI) while stress continues to rise in the sector, sources say. “Last year’s negative developments in the sector have led most banks to include […]