Singapore Savior Bonds SSB September 2025 Revenue falls to 2.11%

There is a new number from Singapore Savings Bonds.

I have followed almost every song from Singapore Savings Bond since the issue in October 2015.

The September 2025 SSB bonds (SBSEP25 GX25090A) provide an interest of 2.11%/JR For the next ten years. You can submit an application via ATM or internet banking via the three banks (UOB, OCBC, DBS)

However, if you keep the SSB bonds only for one Year, with two half -yearly payments, is your interest rate 1.71%/JR.

The SSB yield of one year seems to go down and show a less flat curve.

$ 10,000 will grow $ 12,134 In 10 years.

The Singapore government supports this band, in which you can invest if you have a CDP or SRS account (this includes permanent residents and foreigners of Singapore).

A single person can possess No more than SG $ 200,000 WORTH at Singapore Savings Bonds. You can also Supplementary pension schedule (SRS) account to make a purchase.

You can find more information About the SSB here.

Note that there will be a new problem every month that you can subscribe to via ATM. The return from 1 to 10 years that you get differs from the ladder of this month, as shown above.

Last monthThe bond returns 2.29%/JR for ten years and 1.82%/JR For a year.

Here the current historic SSB 10-year-old yield curve with the 1-year revenue curve since October 2015, when SSB was started (click on the graph and go over the line to see the actual proceeds for that month):

How to sign up the Singapore saving – Application and repayment schedule

You apply for the bonds during the month. At the end of the month you know how much of the applied bonds were successful.

Here is the schedule for application and repayment if you want to sell:

You have from the second day of the month to about the 25th of the month (technically the 4th day of the last working day) to register or decide the SSB that you want to redeem.

Your bond is in your CDP on the 1st of the following month. You will see your money in your bank account linked to your CDP account on the 1st of next month.

You may not get all Singapore savings you request

Keep in mind that when you request the Singapore savings, you may not get everything you are applying for. Consider this if you offer for an amount that is determined by the demand and supply of Singapore savings.

When the interest rate is low, the demand is usually lower compared to history and you can get a larger amount. Still, if the interest rate is very high, the question can be so overwhelming that you can get a small part for which you are applying.

In the number of August 2022 you can, for example, request $ 100,000, but the maximum assigned amount per person was only $ 9,000. If you register $ 8,000, you will receive your total allocation of $ 8,000.

To assess the trend of the past, please have a look SSB allocation results here.

How do the Singapore savings relate to SGS Bonds or Singapore Treasury Bills?

Singapore savings bonds are like a “unity trust” or a “fund” of SGS bonds.

But what is the difference between buying SGS bonds and his sister, the T-Bills, direct?

The government also publishes the SGS bonds and T-Bills that have been assessed AAA.

Here is a MAS detailed comparison of the three:

The most important advantage of the 1-year-old SGS bonds and six-month Singapore Treasury Bills is that You can currently receive a greater allocation compared to the Singapore savings bonds. This means that if you have to earn a good interest return of $ 400,000, you will have a better chance to fulfill that with 1-year SGS bonds and six months of treasury accounts.

The short-term interest rates become rather exciting, and short-term SGS bonds and treasury accounts may apply to supplementing your allocation of Singapore Savings Bonds.

I wrote a guide to show how you can easily buy the Singapore Treasury Bill and SGS -Bonds. You can read How to buy Singapore 6 months Treasury Bills (T-Bills) or 1-year-old SGS bonds.

My earlier value adds articles with regard to the Singapore savings bonds

Read my earlier descriptions:

1. These Singapore savings bonds: liquidity, higher efficiency and support from the government. Dream?
2. More details about the Singapore Savings Bond. Now looks like my emergency funds
3. Singapore Savings Bonds Max Hold Limit is for the time being $ 200,000. Register via DBS, OCBC, UOB ATM
4. Singapore Savings Bonds’ Inflation Protection options
5. Some instructions on applying for the Singapore savings bonds

Previous issues of SSB and their rates:

• 2015 October, Nov, DEC
• 2016 Jan, February, March, Apr, May, June, July, Aug, September, October, Nov, December
• 2017 Jan, February, March, Apr, Jun, July, Aug, Sep, October, Nov.
• 2018 Jan, February, March, Apr, Jun, July, August, Sep, October, Nov, December
• 2019 Jan, February, March, Apr, May, Jun, July, August, September, October, Nov, December
• 2020 Jan, February, March, Apr, May, June, July, August, October, Nov, December
• 2021 Feb, March, Apr, May, Jun, July, Aug, September, October, Nov, December
• 2022 Jan, February, March, Apr, May, Jun, July, August, September, October, Nov, December
• 2023 Jan, February, March, Apr, May, Jun, July, August, September, October, Nov, December
• 2024 Jan, February, March, Apr, May, Jun, July, August, September, October, Nov, December
• 2025 Jan, February, March, April, May, June, July, Augustus

Here are your other higher return, safe and short -term savings and investment options for Singaporese in 2023

You may wonder if other savings and investment options give you higher returns, but are still relatively safe and liquid enough.

Here are various other categories of effects to consider:

WordPress Responsive table

This table will be updated from November 17, 2022.

There are other effects or products that may not meet the criteria for reducing your principal, high liquidity and good returns. Structured deposits contain derivatives that increase the degree of risk. Many money management portfolios from Robo advisors and banks contain funds with short bonds. Their values can fluctuate in the short term and may not be ideal if you need a 100% return of your principal sum.

The returns offered are not cast in stone and will fluctuate based on the current short -term interest rate. You need to accept more on goal -based planning and use the most suitable instruments/effects to help you collect or spend your wealth instead of all your money in short -term savings and investment options.

If you want to trade these shares I mentioned, you can open an account Interactive brokers. Interactive Brokers is the leading cheap and efficient broker I use and trust to invest my investments and trade in Singapore, the United States, London Stock Exchange and Hong Kong Stock Exchange. This allows you to trade shares, ETFs, options, futures, forex, bonds and funds worldwide of a single integrated account.

You can read more about my thoughts about interactive brokers in These interactive brokers Deep Dive series, Starting making it easy and financing your interactive broker account.

If you want to trade these shares I mentioned, you can open an account Interactive brokers. Interactive Brokers is the leading cheap and efficient broker I use and trust to invest my investments and trade in Singapore, the United States, London Stock Exchange and Hong Kong Stock Exchange. This allows you to trade shares, ETFs, options, futures, forex, bonds and funds worldwide of a single integrated account.

You can read more about my thoughts about interactive brokers in These interactive brokers Deep Dive series, Starting making it easy and financing your interactive broker account.

Kyith is the owner and some writer behind investment canals. Readers coordinate investment canals to learn and build stronger, stronger power foundations, how to have a passive investment strategy, to know more about investing in Reit’s and the notes and bolts of active investing.

Readers also follow Kyith to learn how to plan well for financial security and financial independence.

From 2004 to 2019, Kyith worked as an IT operational engineer. He is currently working as a senior solutions specialist in insurance. All opinions about investment canals belong to him and do not represent the views on providing.

You can view Kyith’s current portfolio herethat uses his Free Google Stock Portfolio Tracker.

His favorite investment broker is Interactive brokersAs a result of which he is able to invest in the effects of various stock markets around the world, at very low commission rates, without retention, near spot currency rates.

You can read more about Kyith here.