The Finance Ministry said the borrowing calendar has been prepared in consultation with the Reserve Bank of India and is subject to adjustment based on market conditions, financing requirements or intervening holidays. | Photo credit: iStockphoto The government on Monday said it plans to borrow Rs 3.84 lakh crore from short-term government bonds spread over […]
The insurance sector has been waiting for years for a catalyst that can significantly advance the interests of all stakeholders. Following a series of reforms in recent years that have led to regulatory consolidation to improve corporate governance, the year 2025 has witnessed groundbreaking developments, and 2026 is expected to take things a step further. […]
Naveen Chandra Jha, Managing Director and Chief Executive Officer, SBI General Insurance Naveen Chandra Jha, Managing Director and Chief Executive Officer, SBI General Insurance, shares his views on developments in 2025 and prospects for 2026. The year 2025 witnessed important developments. What are the regulatory trends you expect in 2026? The regulators are actively working […]
Banks will continue to face competition from non-banking sources in meeting the resource needs of the commercial sector, says the RBI’s latest report on the trend and progress of banking in India. Furthermore, rapidly changing technology and digitalization may change the way people interact with banks for their savings and credit needs, while also exposing […]
One of the joys of having an eponymous personal finance blog is that I never feel pressured to make sure every article is about, well… personal finance. But Len, it says right in the headline that this is “The Unusual Personal Finance Blog for Responsible People.” That is true – but not today. Today I […]
Do you ever feel like money just disappears even when you try to be careful with your spending? I always used to feel this way. I would think, “I didn’t even buy anything big this month – where did it all go?” But when I started paying closer attention, I realized I wasn’t… Do you […]
Indian banks’ corporate lending, which has lagged overall credit growth in recent years, could see a rebound in the coming quarters as borrowing cost differentials narrow and regulatory support improves, a latest report from Ambit Capital shows. The interest rate spread between bond yields and benchmark rates (EBLR/MCLR) is a key factor driving this shift, […]
Muthoot Microfin Ltd on Monday said the assets under management (AUM) of its individual loan portfolio crossed the ₹ 1,000 crore mark, while the total assets under management crossed the ₹ 13,000 crore mark. The Non-Banking Financial Company-Micro Finance Institution (NBFC-MFI) said in a statement that while microfinance remains the basis of its activities, the […]
The Reserve Bank of India has announced the public holiday schedule for January 2026, with some cities observing up to seven days of closure during the month, including Sundays and the second and fourth Saturdays. The RBI publishes the annual holiday calendar to help banks and customers prepare for planned closures. These holidays include national […]
If sticking to a budget has always been difficult, now is your time to flip the script. A no-excuse budget isn’t about being strict; it’s about giving yourself the tools to take control, stay focused, and finally have confidence in your money. When you know exactly where your money is going, you will stop feeling […]