The Non-Banking Financial Company-Micro Finance Institution (NBFC-MFI) said in a statement that while microfinance remains the basis of its activities, the expansion of the individual loan portfolio is aimed at strengthening the loan portfolio.
As of September 30, the company had served 3.36 million active customers through a network of 1,718 branches across 21 states and Union Territories and 392 districts, with a strong focus on rural and semi-urban markets. Total assets under management stood at ₹12,559 crore at the end of September 2025, while the individual loan book stood at ₹257 crore.
Thomas Muthoot, Chairman and Non-Executive Director of Muthoot Microfin, said: “While microfinance remains the foundation of our business, our calibrated expansion into individual lending is aimed at building a more resilient and balanced portfolio.”
Sadaf Sayeed, Chief Executive Officer of Muthoot Microfin, said the steady scaling of the company’s individual loan portfolio is the result of focused execution and disciplined risk management.
With improving business momentum and a strengthened operational framework, the company remains confident in supporting quality-oriented growth while continuing to support financial inclusion, he added.
Published on December 29, 2025
#expansion #Muthoot #Microfins #individual #loan #portfolio #gaining #momentum