3 financial pitfalls that can help you as a financial planner

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Land

United States of AmericaUS Virgin IslandsUnited States Minor External IslandsCanadaMexico, United Mexican statesBahamas, Commonwealth of theCuba, Republic ofDominican RepublicHaiti, Republic ofJamaicaAfghanistanAlbania, the socialist republic of peopleAlgeria, People’s Democratic Republic ofAmerican SamoaAndorra, principality ofAngola, Republic ofAnguillaAntarctica (the territory south of 60 degrees)Antigua and BarbudaArgentina, Argentinian RepublicArmeniaArubaAustralia, Commonwealth ofAustria, Republic ofAzerbaijan, Republic ofBahrain, Kingdom ofBangladesh, Volks RepublicBarbadosWhite -RussiaBelgium, Kingdom ofBelizeBenin, People’s RepublicBermudaBhutan, Kingdom ofBolivia, Republic ofBosnia and HerzegovinaBotswana, Republic ofBouvet Island (Bouvetoya)Brazil, Federative RepublicBritish Indian Ocean Territory (Chagos Archipelago)British Virgin IslandsBrunei DarussalamBulgaria, People’s RepublicBurkina FasoBurundi, Republic ofCambodia, Kingdom ofCameroon, United RepublicCape Verde, Republic ofCayman IslandsCentral -African RepublicChad, Republic ofChile, Republic ofChina, People’s RepublicChristmas IslandCocos (Keeling) IslandsColombia, Republic ofComoros, Union of theCongo, Democratic Republic ofCongo, People’s RepublicCooking islandsCosta Rica, Republic ofCote d’IJire, Ivory Coast, Republic of theCyprus, Republic ofCzech RepublicDenmark, Kingdom ofDjibouti, Republic ofDominica, Commonwealth ofEcuador, Republic ofEgypt, Arabic Republic ofEl Salvador, Republic ofEquatorial -Guinea, Republic ofEritreaEstoniaEthiopiaFaeroe IslandsFalkland Islands (Malvinas)Fiji, Republic of the Fiji IslandsFinland, Republic ofFrance, French RepublicFrench GuyanaFrench PolynesiaFrench southern areasGabon, Gabonese RepublicGambia, Republic of theGeorgiaGermanyGhana, Republic ofGibraltarGreece, Hellenic RepublicGreenlandGrenadaGuadaloupeGuamGuatemala, Republic ofGuinea, Revolutionary People’s Rep’C ofGuinea-Bissau, Republic ofGuyana, Republic ofHeard and McDonald IslandsHoly chair (Vatican city stands)Honduras, Republic ofHong Kong, special administrative region of ChinaCroatia (Croatia)Hungary, Hungarian People’s RepublicIceland, Republic ofIndia, Republic ofIndonesia, Republic ofIran, Islamic RepublicIraq, Republic ofIrelandIsrael, state ofItaly, Italian RepublicJapanJordan, Hashemite Kingdom vanKazakhstan, Republic ofKenya, Republic ofKiribati, Republic ofKorea, Democratic People’s RepublicKorea, Republic ofKuwait, State ofKyrgyz RepublicLao People’s Democratic RepublicLatviaLebanon, Lebanese RepublicLesotho, Kingdom ofLiberia, Republic ofLibyan Arab JamahiriyaLiechtenstein, principality ofLithuaniaLuxembourg, Starter, Grand DuchyMacao, special administrative region of ChinaMacedonia, the former Yugoslav Republic ofMadagascar, Republic ofMalawi, Republic ofMalaysiaMaldives, Republic ofMali, Republic ofMalta, Republic ofMarshalle IslandsMartiniqueMauritania, Islamic RepublicMauritiusMayotteMicronesia, Federate States ofMoldova, Republic ofMonaco, principality ofMongolia, Mongolian People’s RepublicMontserratMorocco, Kingdom ofMozambique, Volks RepublicMyanmarNamibiaNauru, Republic ofNepal, Kingdom ofNederland AntillesThe Netherlands, Kingdom of theNew -CaledoniaNew -ZeelandNicaragua, Republic ofNiger, Republic of theNigeria, Federal RepublicNiue, Republic ofNorfolk IslandNorthern Mariana IslandsNorway, Kingdom ofOman, sultanate ofPakistan, Islamic RepublicPalauPalestinian territory, occupiedPanama, Republic ofPapua -NEW -GUINEAParaguay, Republic ofPeru, Republic ofPhilippines, Republic of thePitcairn IslandPoland, Polish People’s RepublicPortugal, Portuguese RepublicPuerto RicoQatar, state ofMeetingRomania, socialist republic ofRussian FederationRwanda, Rwandan RepublicSamoa, independent state ofSan Marino, Republic ofSao Tome and Principle, Democratic Republic ofSaudi -Arabia, Kingdom ofSenegal, Republic ofSerbia and MontenegroSeychellen, Republic ofSierra Leone, Republic ofSingapore, Republic ofSlovakia (Slovak Republic)SloveniaSolomon IslandsSomalia, Somali RepublicSouth Africa, RepublicSouth georgia and the South Sandwich IslandsSpain, Spanish stateSri Lanka, Democratic Socialist Republic ofSt. HelenaSt. Kitts and NevisSt. LuciaSt. Pierre and MiquelonSt. Vincent and the GrenadinesSudan, Democratic Republic of theSuriname, Republic ofSvalbard & Jan Mayen IslandsSwaziland, Kingdom ofSweden, Kingdom ofSwitzerland, Swiss ConfederationSyrian Arab RepublicTaiwan, province of ChinaTajikistanTanzania, United RepublicThailand, Kingdom ofTimor-Leste, Democratic Republic ofTogo, Togolese RepublicNorth (North Islands)Tonga, Kingdom ofTrinidad and Tobago, Republic ofTunisia, Republic ofTurkey, Republic ofTurkmenistanTurks and Caicos IslandsTuvaluUganda, Republic ofUkraineUnited Arab EmiratesUnited Kingdom of Groot -Britain & N. IrelandUruguay, Eastern RepublicUzbekistanVanuatuVenezuela, Bolivarian Republic ofVietnam, Socialist Republic ofWallis and Futuna IslandsWestern SaharaYemenZambia, Republic ofZimbabwe