Yes Bank Q2 UPDATE: advances grow 6.5% yoj, deposits see 7% Uptick

Yes, Bank reported a jump at 6.5% on an annual basis in its loans and advances for the quarter ending on September 30, 2025, at RS 2.50.468 Crore versus RS 2,35.117 Crore reported in the period of a year ago. The deposits of the lender in the reporting quarter were at RS 2.96.831 CRORE, an increase of 7.1% above RS 2,77,214 crore reported in Q2FY25.

The loans and advances grew 3.9% on a successive basis versus RS 2.41.024 Crore in Q1FY26, while the deposits 7.6% rose consecutively against RS 2.75.843 Crore in the quarter of FY26.

Yes, the Casa of Bank rose by 13.2% yoj to RS 1.00.263 Crore, rising by 11% QoQ. In the meantime, the CASA ratio in Q2FY26 was 33.8%, an increase of 32% in Q2FY25 and 32.8% in Q1FY26.

The credit departure ratio in Q2FY26 was 84.4% versus 87.4% in Q1FY26 and 84.8% in Q2FY25.

The liquidity coverage ratio (LCR), an important legal requirement to ensure that banks maintain sufficiently high -quality assets (HQLA) to survive a short -term scenario for liquidity stress, was 125.1% in Q2FY26, a decrease of q1fry25 in Q1FYC5.

The figures were announced as part of Q2 updates and are for the time being. The final figures are announced by the lender in his Q2 income. Also read: Rekha Jhunjhunwala-stundled Baazar-Style Retail Plunges 11% of Day’s High, even if the Q2 income 71% Yoyyes bank shares today ended at RS 21.84, an increase of 0.4% above the price of Wednesday.

Yes, bank has been in the news about State Bank of India (SBI) and completed the disinestion of an interest of 13.18% in the Japanese Sumitomo Mitsui Banking Corporation (SMBC) for a consideration of approximately RS 8,889 Crore. The transaction included the sale of 413.44 shares in the equity of YES Bank on RS 21.50 per share.

Yes, Bank had reported a growth of 59% JoJ in its Q1FY26 Independent Net profit on RS 801 Crore versus RS 502 Crore in the period of a year ago. It had reported its net interest income (NII) on RS 2,371 Crore in Q1FY26, an increase of 5.7% yej and 4.2% QoQ, helped by a reduction in the costs of funds.

In the meantime, the net interest rate margin (NIM) for Q1FY26 was 2.5%, trending upward yoj, supported by a reduction of deposits made instead of PSL deficiency and SA speed reduction, partially compensated by repriceing impact.

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