utilityij
Accept (TSX:EMA) is attractive to risk-averse investors. The key investment points for this $20 billion regulated electricity and natural gas company are its low risk profile and stable revenue streams. For $66.78 per share (+30.3% year to date), you can participate in the 4.35% dividend.
Management recently introduced a new five-year $20 billion capital plan that will extend Emera’s 7% to 8% growth guidance through 2030. Florida is the focus of electric grid modernization, gas infrastructure and technology updates.
Property
Chartwell Retirement Homes (TSX:CSH.UN) is a good option for those looking to ride the long-term demographic trend of Canada’s aging population. The dividend yield (3.01%) is modest, while the payout is monthly. It’s a good deal at $20.30 per share.
The $6.2 billion Real Estate Investment Trust (REIT) is the largest operator of senior housing in the country. CSH.UN has shown strong price performance in 2025 despite economic uncertainty. The gain since the beginning of the year amounts to 38.51%. Market analysts recommend a buy due to strong buy ratings.
Chartwell CEO Vlad Volodarski believes robust demand and limited new supply will support the REIT’s occupancy growth and cash flows through 2026. In the first three quarters of 2025, net income rose 18% year over year to $22.2 million. The weighted average occupancy rate in the third quarter (Q3) was 93%. However, high inflation and interest rates impact profitability.
Consumer goods
Rogers Sugar (TSX:RSI) has a low-growth business, but is a reliable source of passive income. This consumer staple stock trades at $6.30 per share and pays a lucrative 5.71% dividend (quarterly payout). With RSI you hardly see wild price fluctuations. The price return over one year is +16.75%.
According to the president and CEO, the U.S. tariffs caused some market volatility but did not have a material impact on the sugar and maple business. He points to the steady underlying demand for sweeteners. In the first three quarters of 2025, total revenues increased 7% year over year to $963.2 million.
It is striking that net profit increased by 44.4% compared to a year ago to $50.8 million. Favorable market conditions in the maple segment led to 16% year-on-year sales growth. Free cash flow (FCF) rose 18% to $87.8 million in the same period, compared to $74.5 million a year ago.
Consumer discretionary
Pet Value (TSX:PET) reported strong revenue and earnings growth in the third quarter of 2025. This consumer discretionary stock has also shown stability amid massive headwinds. At $28.30 per share (+13.44% year to date), PET pays a modest dividend of 1.7%. The $1.95 billion company is an iconic brand in the pet food and supplies subsector of specialty retail.
The business is thriving, as evidenced by the 849 stores in the network, including 16 newly opened stores in the third quarter of 2025. In the three months ended September 27, 2025, sales and net income increased 4.7% and 7.4%, respectively, to $289.5 million and $24.9 million compared to the third quarter of 2024.
Greg Ramier, CEO of Pet Value, expects robust sales across both physical stores and digital channels during the holiday season.
No opportunity costs
Spending $1,000 provides instant gratification, but comes with an opportunity cost. However, you won’t lose the potential growth of that same amount by investing in any of the four stocks above. Think about it.
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