TermMax promotes institutional DeFi use with integration of tokenized equity financing

[PRESS RELEASE – HONG KONG, HONG KONG, January 5th, 2026]

TermMaxthe leading fixed rate protocol for decentralized finance, today announced the launch of the first fixed rate lending market for tokenized equity collateral on BNB Chain, making Ondo Global Markets’ tokenized securities eligible as collateral.

The launch comes amid unprecedented market volatility over the past two months, which has driven significant institutional demand for fixed-rate solutions in DeFi. While variable rate protocols expose users to unpredictable borrowing costs and yield fluctuations, TermMax provides the interest rate certainty that institutional capital requires – mirroring the equity lending experience familiar to traditional financial participants – while providing flexibility for early repayment or rollover extensions.

“The recent market turbulence has confirmed what we have long believed: institutions need interest rate certainty to deploy capital in DeFi at scale,” said Jerry Li, CEO of TermMax. “Our fixed rate tokenization mechanism eliminates interest rate risk, allowing sovereigns and institutional allocators to plan with confidence.”

Institutional infrastructure meets fixed-rate innovation

TermMax’s protocol architecture focuses on the core requirements of institutional DeFi participation. The platform’s zero-coupon bond model delivers predetermined returns to lenders and transparent financing costs, eliminating the interest rate volatility that has historically deterred institutional capital.

The growing Digital Asset Treasury (DAT) sector has seen increasing demand for institutional-quality infrastructure. As corporate bonds and asset managers increasingly invest in digital assets, the need for cutting-edge fixed income products has become critical. TermMax’s compound vault system allows professional managers to deploy capital across multiple fixed-rate markets while maintaining strict risk parameters.

First-mover advantage in RWA collateral

Following its roadmap, TermMax is expanding into RWA markets by integrating Ondo Global Markets tokens as eligible collateral. Ondo Global Markets, which has quickly grown into the largest tokenized securities platform with over $350 million in TVL, offers access to over 100 tokenized US stocks and ETFs.

This integration allows holders of tokenized shares to access fixed-rate liquidity against their holdings – a capability previously unavailable in DeFi. By bridging traditional securities with fixed-rate loans, TermMax creates new opportunities for capital efficiency for both crypto-native and traditional financial participants.

“The convergence of RWAs and fixed rate DeFi represents the next evolution of on-chain financing,” said Jerry Li. “As the first to provide collateral for fixed-rate loans to Ondo Global Markets, TermMax sits at the intersection of two of the fastest-growing digital asset sectors.”

Addressing the risk-weighted asset gap

The expansion of the private lending sector into blockchain infrastructure and the rapid tokenization of traditional securities have created significant demand for fixed-rate products. TermMax offers fixed-rate equity loans, allowing users to switch to long-term loans or repay early at any time with minimal financing costs – the same flexibility as stock lending in the traditional financial world.

With physical delivery capabilities, TermMax can support options markets for equity token holders, allowing them to earn returns through covered call strategies. At the same time, users will have access to call and put options – extending financial engineering capabilities to equity token options markets – and this innovation has already been realized on BNB Chain for Binance Alpha token markets at TermMax.

Requirements for overcollateralization and transparent tracking of all loan positions in the chain ensure risk management capabilities aligned with institutional standards.

About TermMax

TermMax is a fixed-rate tokenization protocol that is revolutionizing borrowing and lending in decentralized finance. Using specialized tokens and smart contract logic, TermMax delivers predictable returns for lenders and transparent costs for borrowers. The protocol bridges traditional fixed-rate financing with DeFi and serves both institutional and retail users. Users can contact us for more information https://ts.finance/termmax.