Your budget is your steering instrument for 2026 A budget is not just a list of figures, but an important management tool for your company. Whether you run a small SME company or a growing self-employed practice: a good budget shows where you want to go and helps you understand why something is going differently […]
As an employer you want to offer a fair and competitive salary. But what is a good salary for your staff in 2026? In this article, Marjan Heemskerk from The Happy Financial tells you how to determine the right salary based on the minimum wage, average income, sector benchmarks and regional differences. I also explain […]
This is how you go from plan to action As an entrepreneur you make countless plans, from growth and marketing to investments. But the real challenge is to implement them. I show you how to translate your plans into concrete actions using clear KPIs (Key Performance Indicators), measure progress and know when and how to […]
An employee costs more than just a salary. Hiring a (first) employee seems clear at first: you agree on a salary and you pay it. You not only pay the gross salary, but also premiums, pension, insurance and sometimes additional costs under a collective labor agreement. This article lists everything, including concrete calculation examples and […]