RBI promises pre-emptive liquidity measures to ensure policy transmission; keeps the repo rate at 5.25%

The Reserve Bank of India (RBI), following its decision to keep the repo rate at 5.25%, said it will continue to be proactive in managing liquidity to ensure effective transmission of monetary policy. RBI Governor Sanjay Malhotra said liquidity operations will be pre-emptive, calibrated to address potential imbalances arising from currency interventions, government cash balances […]

RBI’s central board approves the risk-based deposit insurance framework for banks

This comes in the wake of RBI Governor Sanjay Malhotra’s observations in his October 2025 ‘Statement on Developmental and Regulatory Policies’ that while the existing system is easy to understand and administer, it does not differentiate between banks based on their soundness. | Photo credit: iStockphoto The Central Board of Governors of the Reserve Bank […]

RBI Governor asks IDBRT to focus on mitigation of digital fraud and training of bankers

Sanjay Malhotra, Governor of the Reserve Bank of India (RBI) | Photo credit: PTI Reserve Bank of India (RBI) Governor Sanjay Malhotra has asked the Institute for Development and Research in Banking Technology (IDBRT) to focus on developing technologies in applied aspects of banking, prioritizing security and ease of use for end customers. “Operational workflows […]

RBI Governor Sanjay Malhotra urges banks to leverage technology and reduce costs in easing cycle

Mumbai: Reserve Bank of India (RBI) Governor Sanjay Malhotra told bank CEOs on Tuesday that the 125 basis point rate cut so far in the current easing cycle, combined with greater use of technology, should translate into lower intermediation costs and higher efficiency, supporting sustainable growth and deeper financial inclusion.One basis point is one hundredth […]

Now focus on transmission of policy rate cuts: RBI Governor

**EDS: THIRD-PARTY IMAGE** In this screenshot from a video posted on December 5, 2025, Reserve Bank of India (RBI) Governor Sanjay Malhotra speaks as he announces the fifth bi-monthly monetary policy for the current fiscal in Mumbai. (@reservebankofindia593/X via PTI photo) (PTI12_05_2025_000036B) | Photo credits:- After slashing the repo rate by 125 basis points (bps) […]