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Financial planner Robb Engen recently tackled this puzzle in his Boomer & Echo blog: “Why Canadians Are Avoiding One of the Most Misunderstood Retirement Tools.” Engen notes that experts like Finance professor Moshe Milevsky and retired actuary Fred Vettese believe that “converting part of your savings into a guaranteed lifetime income is one of the […]
I originally planned to focus solely on that book, but eventually landed on a related project on my own site, asking more than a dozen financial advisors on both sides of the border what they think of the 4% rule and the adjustments Bengen describes in his follow-up book. The research was conducted through LinkedIn […]
When Should You Continue Contributing to Your RRSP? If you have a group RRSP with matching contributions from your employer, this will provide a significant boost to your savings. Many group plans offer matching contributions of 25%, 50% or even 100% on contributions up to a certain dollar amount or percentage of income. To get […]
