Officially, the poverty line in the US is for a family of four an income of $32,150. But inside a Substack post that went viral in late 2025, Michael W. Green, chief strategist and portfolio manager of Simplify Asset Management, says that based on historical measurements, the poverty line should actually be much higher — […]
One of the most important lessons a successful investor must learn is to stop chasing performance. When chasing performance, you invest your money in what has performed best recently. It’s a superficial way to select an asset allocation (mix of investment types) and an even more superficial way to choose individual investments to meet your […]
There are many fraudsters and scammers in this world. A large percentage of them appear to live in Utah County. Or maybe that’s just what it looks like from where I’m sitting. A recent one called himself “The bull,’and there were doctors among his victims. A man named Jeremiah “The Bull” Joseph Evans, the owner […]
I can’t count how many times, when talking about disability insurance, I’ve heard someone say, “I’m healthy, I don’t need it,” or “My group policy is enough,” or even, “My parents will take care of me.” Others assume that disability is something that only happens to “other people” – until it doesn’t. For high-income professionals, […]
While I was in college around 2010, I researched and visited a surgeon to explore my interest in a career in medicine and surgery. He told me that as a woman I had to make a choice between being a mother and becoming a surgeon. I was shocked to get this answer, seemingly in the […]
By Dr. Josh Daily, WCI columnist Over the past few years, I’ve noticed a new type of question emerging from fourth-year medical students in the personal finance program that I co-direct. Just before race day they come to me, with a spreadsheet in hand, and ask: “Should I rank higher the program that offers a […]