Shares of Punjab National Bank (PNB) are expected to remain in focus during Muhurat Trading after the state-run lender said it will take an estimated hit of Rs 9,000 crore if it moves to the Reserve Bank of India’s new expected credit loss (ECL) framework by 2031. The disclosure makes PNB one of the first […]
The Reserve Bank of India’s latest draft guidelines on the Expected Credit Loss (ECL) framework and the revised capital standards for credit risk mark a turning point in the development of Indian banking regulation. Together they are driving the industry decisively towards global best practices in credit risk modelling, provisioning discipline and capital efficiency. Under […]