Since NBFCs have no direct access to the cafĂ© adjustment (cowardly) window, the monetary policy transmission indirectly occurs through market-based channels, which influence the loan costs and therefore loan interest rates. | Photocredit: Paul Noronha The increase in the share of non-banking financing companies (NBFCs) in general credit, together with inter-connection with banks and financial […]
According to RBI Bulletin, the weighted average loan speed (Walr) on fresh and outstanding rupid sessions of planned commercial banks fell with 79 BPS and 31 BPS respectively. | Photocredit: Getty images The passage of the cumulative 100 basic points (BPS) reduced loans and deposit rates in the Repo rate in February 2025 to June […]
The share of MFS in the gross financial savings of the domestic sector increased in FY’23 to 6 percent of 0.9 percent in FY12 In an evolving scenario it may be necessary to keep an eye on the MFS factors, because they have consequences for household savings and the changing dynamics of domestic capital markets. […]