A few weeks ago I received a press release from TD Bank. The head reads: “76% of newcomers are afraid of making financial errors.” Although I had my usual skepticism about what that number represents, I was not surprised by sentiment. Newcomers are of course afraid of making financial mistakes. Would it be less remarkable […]
According to a TD study from 2025, 92% of the newcomers understood the importance of building credit before he arrived in Canada. Yet 82% of those who apply for a credit became immediate barriers. For many, these challenges go beyond the discomfort. They have a direct influence on immigrants’ ability to secure housing, buy a […]
We moved to Canada in 2019 to give our daughter a different kind of life – a closer to our extensive family and rooted in the stability that my wife had known in Ottawa. I was born in India, raised in the middle and trained in the UK, our financial basis came from very different […]