The ongoing conversation about more accessible housing needs to be rewritten: Homebuyers want smaller homes. Builders today can build smaller, smarter homes. The end. Select Teed One Precision Assemblies are one of many new component-based approaches to affordable, high-performance enclosure solutions. DefinitelyTeed The industry is teeming with ways builders can cut costs. All the puzzle […]
“Financially, the American dream shouldn’t be homeownership, it should be financial independence,” said Robert Johnson, CEO of Economic Index Associates and a professor at Creighton University, said in the report. “People fall prey to stories of individuals realizing substantial profits by buying a house and selling it years later at a much higher price.” He […]
As we prepare to celebrate Martin Luther King Jr. Day, it is important not only to dwell and reflect on Dr. King, but also about the work he did in my hometown of Chicago that continues to shape lives, opportunities and generational progress today. Dr.’s campaign King in Chicago and the fight for fair housing […]
“Affinity Federal Credit Union has a long-standing commitment to helping members achieve their homeownership goals,” said Stephanie Smith, vice president of operations at HomeAdvantage. “We are excited to relaunch this partnership and once again offer Affinity members a seamless, trusted real estate experience that delivers both trust and real financial value.” Affinity Federal Credit Union […]
Ideas cited by the Brookings Institution of the Progressive Policy Institutethe American Business Institute (AEI) and the Cato Institute all recommend shifting the program from the current wage replacement structure to a flat benefit aimed primarily at preventing poverty in old age. Supporters say flat benefits would guarantee a basic income floor. Critics warn this […]
In 2020, I began to track a steady decline in consumer confidence in the mortgage industry. Five years later, that decline has reached a clear low point. Only 20 percent of millennials and Generation Z say they trust mortgage professionals to help them make informed decisions. The knowledge gap remains significant, but in an age […]
A 2021 NPR Podcast Segment painted a picture of the American Dream turned nightmare: A Louisiana family faced the loss of their five-generation home that had been owned by the family’s formerly enslaved great-great-grandfather, Jacob Loud. That segment from four years ago is still relevant. And the Loud family’s story sheds new light on a […]
Renovation technology company Revive has introduced new tools and features for its artificial intelligence (AI) platform, Revive AI. According to leaders, the improvements are intended to give real estate professionals greater visibility into client activity and more control over branding and outreach. The platform – formerly known as Revive Vision AI – will receive updates […]
We have known each other for years and regularly appear on the same panel or podcast. Recently, Mosi put forward some points to address some of the challenges of down payment assistance (DPA) programs, and we wanted to share and build on those thoughts as they are big changes that we believe need to be […]
Americans collectively own nearly $35 trillion in housing wealth, an increase of nearly 80% since the start of 2020 (Federal Reserve). Yet, despite this unprecedented accumulation of home equity, many homeowners feel less financially secure than ever. A recent Hometap research found that almost half (54.5%) of homeowners report feeling financially stressed, with 46% citing […]