Health Savings Accounts (HSAs) are my favorite investment account because of their “triple tax-free” tax treatment. You get a deduction for the contribution, it grows in a tax-sheltered manner like your retirement accounts, and comes out tax-free if you spend the withdrawal on healthcare. Our HSA is the first account we fund each year, and […]
Here’s a question I’ve been asked before: “I know you’ve recommended that attending physicians should spend about 20% of their gross income on retirement. My husband and I have found this very difficult, both early on and now that we’re halfway through our careers. I’m a little embarrassed to say this, but I don’t see […]
While moving home can help you achieve your goals faster – paying off debt, replenishing your emergency fund or saving for a home – experts say it’s important that the decision is based on intention and that you have a good plan. Plan timelines and expectations in advance Jeri Bittorf, financial wellness coordinator at Resolve […]
Yet many parents can only wait a while before giving their child their first smartphone. And if you do, experts say it’s up to parents to put the right guardrails on the device, especially since most phones are designed to make spending easier and sometimes invisible. Turn a first cell phone into a money lesson […]
Now that 2026 is here, it’s time for our annual predictions column, where you tell us what you think will happen in the next twelve months. A few weeks ago we presented you with the results of the 2025 crystal ball predictions we made twelve months earlier. As usual, some people were dead wrong, while […]
Some people would like to know the how and why. Others just want to be told what to do. This post is for the second type of people, especially those who feel a little guilty about their finances. Maybe you’ve been out of residency for a few years and haven’t really paid much attention to […]
Not everyone needs a financial advisor, but for many the value of working with a professional is real – whether it’s optimizing decisions, avoiding costly mistakes, or simply reducing stress and freeing up time. For those who choose to delegate, one question should be central: what is a fair price for quality guidance? Financial planning […]
There are many fraudsters and scammers in this world. A large percentage of them appear to live in Utah County. Or maybe that’s just what it looks like from where I’m sitting. A recent one called himself “The bull,’and there were doctors among his victims. A man named Jeremiah “The Bull” Joseph Evans, the owner […]
Concern is high, conversations low During the teenage and young adult years, children begin to earn money and develop their first financial habits. But many parents worry these habits won’t be enough: 53% say they worry about their children’s financial future, and 71% say stress is affecting their own well-being. Despite these concerns, many do […]
An emotional, fear-based response, a financial scarcity mindset, often sends people down a rabbit hole of overthinking, leaving them with the belief that they will never have enough money to live comfortably and that they will always be stuck in some form of financial turmoil. This mentality can harm a person’s financial well-being and quality […]