Latest Updates Around The World
In the lawsuit, which was filed Monday in the United States District Court for the District of ColumbiaCfA alleges that FHFA failed to respond to its request for expedited processing within the statutory deadline of FOIA. The group claims that the agency’s lack of response is entitled to judicial relief and asks the court to […]
At a time when lack of affordability is a major concern for potential homebuyers, eliminating minimum credit score requirements on automated GSE underwriting may seem like a great idea to expand access to credit. However, there is a reason why the GSEs have had such requirements for decades. They acted as an important workaround against […]
The Federal Housing Enterprises Financial Safety and Soundness Act of 1992 requires FHFA to set different annual housing goals for single-family and multifamily mortgages purchased by the enterprises. FHFA published a notice of proposed rulemaking in the Federal Register on October 2, 2025, proposing 2026-2028 housing goals for single-family and multi-family dwellings. Public comments were […]
The FHFA HPI is a collection of publicly available home price indexes that measure changes in the value of single-family homes using data from all fifty states and more than 400 U.S. cities dating back to the mid-1970s. The index noted that the U.S. housing market has seen positive annual appreciation every quarter since early […]
The comments come days after President Donald Trump shared an image on social media that hinted at a proposal for 50-year mortgages — an idea that quickly drew criticism for its limited impact on affordability given significantly higher interest costs over the life of loans. ‘Not a realistic option’ Assumable mortgages – which allow qualified […]
In a social post on Saturday, President Trump floated the idea of a 50-year mortgage to increase housing affordability, but the idea received a frosty reception online. One reason is that extending the loan term so long ends up costing a lot more in interest over the life of the loan, while only saving a […]
Nothing has been determined at this time, Habib said in an interview. In the meantime, Pulte has opened the discussion to other industry professionals. Introduced in 2008, LLPAs compensate government-sponsored enterprises (GSEs) for differences in borrowers’ credit risk, including factors such as loan-to-value (LTV) ratio and credit score. Previously, the GSEs charged a fixed guarantee […]
At the end of the third quarter, Freddie’s net assets were $68 billion, and its total mortgage portfolio was $3.6 trillion. “In the third quarter, Freddie Mac earned $2.8 billion in net revenues on $5.7 billion [net] revenue as we worked to restore the American Dream for families across the country,” said Bill Pulte, executive […]
After the move, Hamara resigned from Freddie Mac’s board of directors, according to a Securities and Exchange Commission (Sec) submission. Under the Trump administration, the boards of the government-sponsored enterprises (GSEs) have undergone several leadership changes. In his first week as FHFA director, Pulte immediately made waves by removing 14 board members across Fannie Mae […]
Tyler Hodgson, UmortGage’s Executive Vice President of Growth and the man behind the deal, said Housing That this was the first exhaustion loan of the crypto assets that he did. He arranged the loan Borrowing mortgage After several lenders refused to consider the Crypto assets of the borrower. The borrower was missing traditional income documentation, […]
