This blog occasionally gets into trouble because after years of answering similar questions over and over again, sometimes you want a change of pace. But maybe I’m spending too much time in the weeds and forgetting that most doctors and other high-income professionals reading this site still just need help with what I consider to […]
Nearly twenty years ago, Vanguard introduced the Total World Index ETF (VT). Despite the obvious appeal of such a fund, it was not well received by dedicated investors in low-cost index funds. Part of that was because it was an ETF – not a traditional mutual fund – and most of us at the time, […]
It’s not much different doing a Backdoor Roth IRA with Fidelity than it is with Vanguard, Charles Schwab or anywhere else. The first step, of course, is to make sure you have both a traditional IRA and a Roth IRA with Fidelity. It only takes a few minutes to open it. Start with the traditional […]
Since mid-2024, BlackRock has offered life-cycle style ETFs, which include an income annuity as part of the asset mix. Now it looks like Vanguard wants in on the action, announcement in December 2025 a new range of target pension funds called Target Retirement Lifetime Income Funds. How do these differ from other target pension funds? […]
The S&P 500 may be one of the best investments of our generation. An investment in the top 500 stocks in the United States gives you broad exposure to the American economy. Over long periods of time, the S&P 500 has historically returned around 10% per year, an impressive result. If you want to buy […]
[EDITOR’S NOTE: The White Coat Investor is working hard on our newest book, and we need your help to make it even better. If you’re a current medical or dental resident and you’d like to review a draft of our upcoming release, “WCI’s Guide for Residents,” please fill out this form. Getting honest feedback is […]