During the first half of the financial year (H1FY26), consolidated profit after tax (PAT) grew 11 per cent to ₹963 crore, compared to ₹871 crore in H1FY25.
SFL’s consolidated results include the results of its subsidiaries: Sundaram Home Finance, Sundaram Asset Management and joint venture Royal Sundaram General Insurance.
On a standalone basis, Sundaram Finance posted 18 per cent disbursement growth to ₹8,113 crore in Q2FY26. Assets under management (AUM) grew 15.3 per cent year-on-year to ₹55,419 crore.
The standalone PAT for the quarter under review closed at ₹394 crore, compared to ₹304 crore in the same quarter last year. Profit for H1FY26 stood at ₹823 crore, up 27 per cent over H1FY25. Net interest income (NII) grew 21 per cent to ₹822 crore in Q2FY26.
SFL’s gross Phase 3 assets were 2.03 percent as of September 2025 (1.62 percent as of September 2024) and net Phase 3 assets were 1.13 percent (0.89 percent as of September 30, 2024).
Sentiment boosters
“The second quarter of 2026 started with continued macroeconomic sluggishness witnessed over the past few quarters. The introduction of GST 2.0 reforms and the upgrade of the country’s rating by global rating agencies have boosted the overall sentiment over the past four to six weeks,” Harsha Viji, Executive Vice Chairman of SFL, said in a statement.
Rajiv Lochan, Managing Director of SFL, said: “The festival period has been strong and team Sundaram morale is high following a well-executed festival plan. We expect the impact of GST 2.0 on consumption to be strong, rural demand to improve following a healthy monsoon and private sector investment to pick up in the coming quarters. Our post-festival outlook for Q3 and H2 is therefore optimistic.”
SFL’s board also approved the acquisition of Capitalgate Investment Advisors Private Limited by Sundaram Alternate Assets (SAA) for a consideration of Rs 35 crore. “CGIA is developing an AI engine capable of delivering real-time research to users, which could make this a valuable business in the future, both financially and from a value-add perspective for SAA’s funds business,” SFL said in an exchange filing.
CGIA had a turnover of ₹21.87 lakh in FY25 and a profit of ₹9.83 lakh.
The group companies performed well, according to SFL management.
The asset management business reported a consolidated profit of ₹91 crore in H1FY26, against ₹68 crore last year. Royal Sundaram reported a PAT of ₹121 crore in H1FY26 (₹126 crore). Sundaram Home Finance reported 9 per cent growth in disbursements to ₹3,169 crore in H1FY26 and profit stood at ₹137 crore against ₹111 crore in H1FY25.
SFL was trading at ₹4,688 at the time of writing, up 2.04 percent against the NSE.
Published on November 3, 2025
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