Having a baby is expensive, but how much does it really cost? Even if insurance backs you up, there may be some surprising costs. So how can parents fit the bill?
In today’s episode of Yoga|Birth|Babies We revisit a popular episode in which I speak with naturopathic doctor Dr. Ashley Burkman, whose personal experiences navigating healthcare costs have led her to speak on the topic of healthcare costs. Dr. Burkman discusses what’s covered by insurance (and how to figure it out), the No Surprises Act, deductibles, reducing birth costs, what to do if you don’t have insurance, and how to handle medical bills.
New parents should not be surprised by a high bill from birth. This conversation will help you figure out how to estimate costs so that your early days as a parent aren’t overshadowed by bills.
In this episode you will learn:
- Learn more about Dr. Burkman and how she became passionate about helping parents decipher the complications of maternity medical care costs.
- How much does the average uncomplicated vaginal birth in a hospital cost?
- How much does an average caesarean section cost?
- Average birth center costs?
- Average costs for a home birth?
- Where do you start when trying to figure out how much you are financially responsible for?
- Is it possible for insurance companies to determine the total costs for prenatal visits, prenatal tests, birth and postpartum stay?
- If your provider is out of network, will the insurance company cover some of these costs?
- The best way to ensure that ALL doctors someone encounters are covered by your insurance?
- The difference between individual deductible and family deductible?
- What happens after someone has met their deductible?
- After the baby is born, the window to add the baby to the insurance plan will appear.
- Choosing a new insurance policy, what to consider when shopping for a new family insurance policy.
- How long people are bound to a plan. When you might be able to adapt if you realize the plan isn’t the best solution.
- Options for uninsured parents.
- Negotiate medical bills and payment plans.
- What you can do to keep birth costs lower.
- Expectant parents must be prepared for unexpected costs.
- What we need to know about newborn care and medical costs.
- A tip for new or expectant parents.
- Where you can see the work of Dr. Burkman can find.
About Dr. Burkman:
Dr. Ashley Burkman is a naturopathic doctor with 10 years of practice experience. This combined with her personal experience navigating healthcare costs has led her to speak on this topic in the hope that others can find helpful advice. While she sees a variety of patients with a variety of health concerns, she is passionate about nutritional medicine, autoimmune diseases and neurodegenerative disorders. https://www.ctnaturalhealth.com/care-team/dr-ashley-burkman/
Contact Emily:
IG: @collaborativehealthct
Website: https://www.ctnaturalhealth.com/
Take a look at similar ones Yoga| Birth| Babies episodes:
- Get the most out of every episode by checking out the show notes with links, resources and other related podcasts at: prenatalyogacenter.com
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