XRP seems to be favored by both ChatGPT and Grok.
They all had their moments of glory earlier this year, but their recent performance was the exact opposite. We decided to find out whether these digital assets can deliver substantial profits in 2026 and which ones are best positioned to outperform. For more insight, we consulted four of the most popular AI-powered chatbots.
PI is the ‘Wildcard’
ChatGPT estimated that XRP has the “cleanest design” and the best chance of “sustained risk-adjusted gains” through 2026. It claimed that institutional interest in the asset has grown while regulatory clarity has improved following Ripple’s victory in its legal battle against the US SEC.
The chatbot described Cardano’s native token as a “strong contender.” It highlighted the “methodical” development of its ecosystem and dedicated community and predicted it can catch up quickly as the broader crypto market moves north.
The PI of Pi Network is seen as a ‘wildcard’. ChatGPT argued that the token carries the greatest risk and uncertainty, predicting that the potential rally next year will depend heavily on real-world utility, increased adoption and clear tokenomics.
“If these pieces fall into place, PI could perform dramatically better – but if not, expectations could quickly diminish.”
Grok, the chatbot integrated into X, also claimed that XRP has the strongest potential among that pack. It went even further, projecting a new all-time high for Ripple’s native token in 2026, driven by its real-world utility in cross-border payments and favorable regulatory tailwinds.
According to Grok, ADA could deliver steady growth through technology upgrades, while PI (“being new and more speculative”) could deliver volatile pumps but is at greater risk of further decline.
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More in favor of XRP
Perplexity agreed with the statement of the aforementioned AI-powered chatbots. It claimed that Ripple’s cross-border token has the strongest potential and could explode to a new all-time high above $8.60 next year.
It was more conservative on the Cardano cryptocurrency, saying its potential rally would depend on the launch of a spot ADA ETF in the US. PI is seen as the underdog as its price is limited by supply pressure and the lack of support from leading exchanges such as Binance.
Google’s Gemini estimated that all cryptocurrencies in question have great potential. It claimed that XRP could overtake Ethereum (ETH) next year if institutional adoption increases, while ADA could jump into uncharted territory if the ecosystem continues to evolve.
Gemini was also surprisingly bullish on PI, calling it the asset with “the highest moonshot” upside. At the same time, the country warned that it is at greatest risk of crashing to near zero sometime in 2026.
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