[PRESS RELEASE – San Francisco, CA, USA, February 26th, 2026]
PACTthe leading on-chain credit and payment infrastructure protocol and the #1 RWA protocol on Aptos, today announced that its native token, $PACT, is now supported on the world’s most trusted cryptocurrency exchanges, including Kraken, MEXC and Gate.
PACT expands access while building the future of on-chain finance
PACT enables an end-to-end, fully programmable credit infrastructure, supporting origination, servicing, repayments, covenants, waterfalls and stablecoin settlement completely on-chain. Unlike traditional RWA protocols that package off-chain credit into tokens, PACT integrates the credit system itself into blockchain rails.
Today, PACT technology is used by fintech lenders, asset managers and financial institutions operating in emerging markets. The infrastructure supports real-time, cross-border stablecoin flows and high-frequency microlending at scale. It enables fully automated credit facilities with built-in risk management and end-to-end repayment and settlement pipelines.
PACT runs on Aptos and leverages its low-latency, high-throughput architecture to deliver real-time financial operations at scale. This allows credit markets – historically fragmented, slow and opaque – to function with the speed, automation and transparency of a modern financial internet.
Understanding $PACT
The $PACT token acts as the core coordination and participation layer of the protocol, allowing users and stakeholders to directly shape the evolution of the network. As the native governance asset for the PACT DAO, $PACT enables its decentralized community of token holders to propose, vote on, and implement protocol upgrades while setting the long-term direction of PACT’s on-chain financial infrastructure. It is used to facilitate ecosystem rewards, support community growth, and ensure transparent management of protocol revenues and treasury resources.
“Being supported by major exchanges opens the door for more people to join PACT’s community board and contribute to the future of global credit markets. Every step like this brings us closer to a world where credit and financial access is open, transparent, natively on-chain and available to all,” said Zander Rafael, co-founder Pact Labs.
The token supports the economic utility of the system through staking, which strengthens network security, aligns incentives among participants, and distributes governance power based on long-term commitment.
These features make $PACT an essential part of the protocol’s operation and the foundation for a sustainable, community-driven financial network.
A year of breakthrough momentum
The PACT ecosystem has expanded rapidly over the past year and has achieved several important milestones:
- In total, more than $1.9 billion in loans originated from the chain through PACT-powered fintech partners
- Hundreds of thousands of built-in wallets created via PACT SDKs
- More than 2,000 loans have been originated per day
- Creating end-to-end stablecoin payroll and credit flows
These achievements demonstrate the global demand for programmable on-chain financial systems and the critical role PACT plays in making credit more accessible, transparent and efficient.
A new phase of global accessibility
Supporting these exchanges introduces PACT to a broader global audience, making it easier for users, partners and developers around the world to access and interact with the PACT ecosystem.
The mentions of Kraken, MEXC and Gate further strengthen PACT’s position as a leading protocol laying the foundation for the next generation of blockchain-powered financial systems.
About PACT
PACT is developing the core wallet, data and payment rails that bring asset-based lending fully on-chain. Our infrastructure enables fintechs and asset managers to access stablecoin capital, manage redemption flows, and scale lending across borders. In contrast to projects that focus on taking out large institutional loans, PACT proves the high-frequency lending model, providing thousands of smaller loans every day through our partners. This approach reduces dependence on traditional intermediaries, lowers the cost of capital and increases access to credit. By helping fintechs transition to stablecoin-powered financial institutions, PACT is advancing both stablecoin adoption and the modernization of global lending.
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