Charlotte hosts Philadelphia Union at Bank of America Stadium on Saturday in their final match of the 2025 MLS league stage. Here’s our full review and prediction for Charlotte vs. Philadelphia Union.
Both teams have already secured a spot in the playoffs, but this clash offers an opportunity to build momentum heading into the postseason.
Betting example for Charlotte vs Philadelphia Union
- Location: Bank of America Stadium, Charlotte
- Date: Saturday October 4, 2025
- Time: 7:30 PM EST
- Teams: Charlotte FC vs. Philadelphia Union
- Odds (via 1XBet)
Betting on Charlotte FC
- Spread: +0.25
- Moneyline: 2.90
- O/U: less than 2.5
Charlotte FC has had one of its best MLS seasons under Dean Smith, earning a top-seven finish in the Eastern Conference. Their recent 1-0 win over DC United, thanks to a first-half goal from Wilfried Zaha, took them to 56 points and marked their 18th win of the season – five more than their 2024 total.
Backed by their home fans, The Crown will look to end the regular season with another strong showing against the league’s top team.
Betting on Philadelphia Union
- Spread: –0.25
- Moneyline: 2.35
- O/U: More than 2.5
Philadelphia Union were the benchmark in the East, ten points clear at the top and having already been crowned Supporters’ Shield champions. Jim Curtin’s side are on a three-match winning run and remain in excellent form heading into the play-offs.
However, with their top spot secured, the visitors could rest key players, which could give Charlotte a chance to get a result.
MatchPlug prediction for Charlotte vs. Philadelphia Union
Although Philadelphia enters this match as slight favorites, Charlotte’s home strength and motivation to finish on a high note could make this an even affair. Expect a tight, competitive game with neither side taking too many risks before the play-offs.
Final prediction: draw
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