![Miami (FL) vs. Indiana Prediction: Why Indiana is favored to win the College Football Playoff National Championship [2026]](https://i0.wp.com/cdn.cosmicjs.com/46d38560-f50e-11f0-a9ea-876dc1f575dc-CFB_2025_21_IND_MIA.png?fit=%2C "Miami (FL) vs. Indiana Prediction: Why Indiana is favored to win the College Football Playoff National Championship [2026]")
Based on the latest simulation results, Dimers’ proven college football model predicts Indiana as the most likely winner of the game between Miami (FL) and Indiana.
This article provides an in-depth analysis of Monday’s matchup, including an in-depth look at the predicted score, best bets and picks.
College Football Playoff National Championship Prediction: Who Will Win and Cover?
Using innovative machine learning and data analysis, we have determined the outcome of the 2026 College Football Playoff National Championship 10,000 times as part of our college football predictions coverage.
Our independent predictive model provides Indiana has a 66% chance of beating Miami Florida. Our predicted final score is Indiana wins 27-21.
According to our model it is Miami Florida (+7.5) has a 58% chance of covering the spreadwhile the top/bottom total of 46.5 points has a 59% chance of staying below it.
Odds for the College Football Playoff National Championship
We’ve rounded up the best college football odds in America for this game, listed here:
| Bet type | Miami (FL) | Indiana |
|---|---|---|
| Spread | +7.5 (-105) | -7.5 (-105) |
| Moneyline | +265 | -325 |
| Total | <46.5 (-110) | u46.5 (-108) |
All odds are correct at time of publication and are subject to change.
Miami (FL) vs. Indiana picks and best bets
After comparing our predictions with the best available odds, we can reveal our picks for each of the major markets. Plus, below are our best bets for the game:
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