kpk launches agent-powered safes on Morpho

[PRESS RELEASE – Panama City, Panama, November 13th, 2025]

​​kpkthe market leader in non-custodial asset management, has announced the launch of its agent-powered vaults at Morphothe universal credit network, which expands the management of non-custodial assets through automation and transparent policy implementation. Building on Morpho, the kpk vaults leverage Morpho’s $10 billion+ network effect through integrations with the world’s largest fintechs and banks to deliver managed return strategies that work autonomously.

The agent-powered vaults operate through agents that manage liquidity, optimize performance, and trade according to predefined onchain policies to adjust exposure and protect liquidity under changing market conditions.

Built on kpk’s non-custodial infrastructure, the same system that has been powering major on-chain treasuries like Gnosis and ENS since 2020, they demonstrate how verifiable execution and structured risk management can coexist in open markets. Every transaction follows a clear logic, with discipline and transparency anchored in every interaction.

“We have always believed that the decentralized financial infrastructure should be open and equitable. With this release, we are bringing the same professional treasury systems that power DAOs to everyone in the chain. It’s about democratizing access,” says Marcelo Ruiz de Olano, Co-founder of kpk, “Giving every user, regardless of size or technical expertise, the tools to manage their assets with the same confidence and efficiency as the largest organizations.”

Automation-oriented design

At the heart of each vault is kpk’s onchain policy layer. It defines the parameters, permissions and safeguards applicable to asset management.

Automation builds on this foundation by enforcing policies continuously and predictably. Each agent operates within verifiable boundaries and performs predefined actions without discretion. The rebalancing agent redistributes liquidity across approved markets to maintain optimal utilization and returns the exit agent responds to risk conditions such as oracle silence, liquidity stress or price divergence. It redistributes capital in seconds to prevent/mitigate illiquidity scenarios.

These agents are not AI systems, but logic-based programs with limited, controllable permissions. They act strictly within the rules set out in the KPK framework and ensure that all activities remain transparent and non-protective.

Safes Overview

The first series of agent-powered vaults introduces diversified strategies for stablecoins and ETH. All kpk safes are fully automated, low-risk safes, designed for continuous use. Allocations are rebalanced across liquid markets in real time, with strict collateral filters applied to maintain liquidity and limit risk.

• kkk from USC: A multi-market vault that allocates USDC to leading collateral markets such as wstETH, BTC and ETH+, with diversified tiers and strict caps, combining safety with efficient returns.
• kpk EURC: Focuses on EURC lending markets with defined tier-based exposure limits.
• kpk ETH: Deploys ETH to select collateral markets to generate credit returns while maintaining real-time liquidity through automated rebalancing.
• kpk USDC yield (Arbitrum): Extends the same policy and automation framework to Arbitrum Layer 2. Allocations are dynamically rebalanced across incentive-rich markets on Arbitrum, with strict caps to maintain liquidity and limit risk.

All vaults are ERC-4626 compliant and fully transparent, with parameters, oracles and assignments accessible via the kpk manual and the Morpho interface.

Measured performance and proven resilience

During the soft launch, the EURC markets briefly exceeded their utilization threshold, causing a liquidity crisis. Within seconds, the agent redistributed 20% of the vault’s liquidity, maintaining full access to withdrawal, while manually managed vaults took hours to respond.

The vault provided higher net returns and uninterrupted liquidity throughout the period. In testing, weekly realized returns outperformed identical benchmarks by up to 46%, demonstrating the efficiency of agent-driven execution.

In this context, automation serves as an operational discipline, executing policies immediately, without delay or discretion.

Building the next layer of Onchain Asset Management

The launch of agent-powered vaults on Morpho marks a new phase in how onchain asset management works and scales. By integrating policy-defined logic directly into the implementation, kpk turns management into a rules-based process where allocation, risk management and reporting take place transparently in the chain, without manual bottlenecks.

Automation does not replace management; it extends its reach and lays the foundation for a more transparent and scalable financial system.

Users can learn more about kpk’s approach to curation at kpk.io/curation.

About kpk

kpk (formerly karpatkey) is one of the leading onchain asset managers in the industry. The organization has built a track record of managing treasuries for the best DeFi protocols with a commitment to transparency, sustainability and onchain management.

Disclaimer

Vaults managed by kpk are experimental, non-custodial smart contracts and may pose significant risks, including the possible loss of all assets. kpk does not provide investment, legal or financial advice, does not hold your assets and is not liable for any losses. Access to the Vaults may be restricted in certain jurisdictions, and nothing herein constitutes an offer or solicitation where such activity is unlawful. Past performance is no guarantee of future results. By using the safes compiled by kpk, users confirm that they are not a prohibited person and that they are acting in accordance with applicable law. Users can read the full disclaimer here.