RAM loans (Retail, Agri, MSME) grew 19 percent YoY in Q2FY26, driven by 22 percent growth in retail loans | Photo credit: BIJOY GHOSH
Karur Vysya Bank reported 21 per cent growth in net profit for the quarter ended September 2025 (Q2FY26) at ₹574 crore. The bank’s total revenue crossed the ₹ 2,00,000 crore mark in the quarter, growing 15.4 percent year-on-year.
For the half year ended September 2025 (H1FY26), net profit stood at ₹1,095 crore, up 17 per cent over the same half last year.
During the quarter, total advances saw robust growth of 15 percent YoY to ₹92,724 crore. RAM (Retail, Agri, MSME) loans grew 19 percent year-on-year in Q2 2026, driven by 22 percent growth in retail loans. Within retail loans, jewelry loans grew 69 percent year-on-year in the quarter.
Deposits grew 15 percent year-on-year to end at ₹1,10,492 crore. Term deposits grew 18 percent YoY, driving overall deposit growth.
Asset quality improved as gross NPAs stood at 0.76 percent in Q2 2026, up from 1.10 percent in Q2 2025. Net NPA stood at 0.19 percent, compared to 0.28 percent a year ago.
“The bank has added ₹75,000 crore in operations over the last three and a half years. This progress shows that management’s initiatives on key metrics are moving forward effectively. The inclusive growth across all business segments has helped achieve a net profit of ₹1,095 crore for the half year,” Ramesh Babu B, MD & CEO, The Karur Vysya Bank said in a statement.
Published on October 17, 2025
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