GM Rewards glitch lets people pay off entire cars for free – Jalopnik

GM Rewards glitch lets people pay off entire cars for free – Jalopnik





While airlines already run their loyalty programs as a corporate-controlled currency, other companies missed the memo on how to tightly regulate these programs. Savvy GM vehicle owners discovered a loophole in the GM Rewards program last month to collect thousands of dollars in points for free. Stunningly, the owner of a 2024 Cadillac Escalade V used proceeds of 5,937,000 points to pay off his $59,370 loan. Before anyone gets too excited, GM has removed the exploit.

It’s important to note that the monetary value of a single GM Reward point is just a penny, so it would take a significant amount of spending to redeem something of value. However, there is a way to get free points, and that was the loophole. Members could earn up to 16,000 points by completing surveys and watching GM videos on the platform. According to the resale calendarthe free process could not be repeated on the same account, but could earn more promotional points on a newly created account. The points could then be immediately transferred back to their main account by email without penalty. The loop only lasted five minutes, so it didn’t take long to rack up millions of points.

Loyalty programs are about making money, not giving everything away

What was troubling for General Motors was that members could use the points on the same products they expected loyal customers to spend money on, including GM Finance loans. The automaker’s loyalty program works similarly to frequent flyer programs, with members accumulating points through continued spending. One point for every $5 spent on a new car purchase. The user received a more favorable rate of 3 points per dollar spent on other GM purchases, such as accessories and service center visits. Of course, the program wouldn’t be complete without an accompanying credit card, in this case a Barclays Mastercard. Cardholders earn an additional 7 points per $1 spent on GM purchases, plus points on non-GM purchases.

The free points exploit bypassed the gamified root system intended to generate revenue. GM closed the loophole by removing promotional point offers, but did not revoke the points earned through the method. The company wants to avoid upsetting members because loyalty programs are a huge potential revenue stream. Delta Skymiles received a $2 billion reimbursement from American Express for credit card purchases during the third quarter of 2025. The airline’s entire operating income was $1.7 billion. In a sense, Delta is not an airline with a rewards program, but a rewards program that flies airplanes. It’s unlikely that GM’s financial reports will ever reflect a modern airline, but the automaker won’t leave money on the table.



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