The bank also recorded an increase of 2% yoj in net interest income (NII), which rose to RS 2,336.83 Crore in the quarter of June from RS 2,291.98 Crore a year ago.
Despite the decrease in the Bottom Line, the lender recorded his highest other income ever from RS 1,113 Crore, which rose by 21.6% compared to the period of the year ago. The total income for the quarter increased by 7.6% on an annual basis to RS 7,799.61 Crore.
KVS Manian, director and CEO of the bank, said that the quarter “re -confirmed the power of our diversified model.” He noted that “even in a typically soft Q1 Momentum saw in important segments such as commercial banking, credit cards and gold loans.”
“Our mid-lattering engines are also going well,” said Manian. “We have delivered strong operational performance, with improving productivity. The income of the reimbursements achieved a record high and Casa ratios continued to improve steadily.”
Deposits in Q1
The total deposits of the bank grew by 8.03% to RS 2.87 Lakh Crore, while net progress rose by 9.24% to RS 2.41 LAKH CRORE. This rose the retail pre -shots of 15.6% to RS 81,047 Crore, commercial bank loans rose by 30.3% to RS 25,028 crore and company loans grew by 4.5% to RS 83,680 Crore.
The basis of the bank (CASA (current account and savings account) expanded by 12% JoJ to RS 87,236 Crore. The net interest rate for the quarter was 2.94%, while the profit per share on RS was 14.07.
Assets in Q1
The quality of the assets remained stable, with gross non-performing assets (NPAs) at 1.91% and net NPAs with 0.48%. The coverage ratio for facilities (excluding technical depreciation) was 74.41%.
Manian said that “although the credit costs were increased this quarter, they were largely powered by slipping in the Agri and MFI portfolios.” He added: “Based on the current trends, we expect that these slippery and stabilize in the future, which leads to a standardization of credit costs.”
The capital -to the lender for the quarterly of June 2025 was 16.03% and the power increased by 12.2% yo -yo of 33,994 crore. Efficiency on assets (ROA) and return on equity (roe) for the quarter was 1% and 10.3% respectively.
“With the construction of macro -sample wind and our strategic themes that get grip, we are confident to accelerate growth in the second half, while we continue to discipline about risk and profitability,” Manian said.
#Federal #Bank #Results #Standing #Net #Wind #decreases #JoJ #Crore #Nii #increase