DBS India FY25 Profit with 81% on RS 684 Crore

DBS Bank, the largest foreign bank in India with the number of branches, reported a growth of 81% in net profit year after year led by strong growth of interest income, even when the quality of the assets remained stable. The net profit rose to RS 684 Crore in the year ending on March 2025 of RS 377 CRORE a year ago, according to the results of the bank on its website.

Profit was helped by an increase in both interest and reimbursement income. The total interest income rose by 19% to RS 9295 Crore in the year ending on March 2025 of RS 7837 Crore a year ago. Other income consisting of income from reimbursements and treasury rose sharper by 32% to RS 2037 Crore from RS 1547 Crore a year ago.

DBS is one of the two foreign banks with a local subsidiary. In 2020 it acquired the restless Lakshmi Vilas Bank, giving it a huge network of branches throughout the country, especially in the south.

The bank with nearly 500 branches throughout India said that the total assets in India increased by 8% to RS 1.40 Lakh Crore from RS 1.30 Lakh Crore a year ago. The total number of assets included a loan book of RS 55,360 CRORE in the year ending on March 2025 by 3% to RS 53,869 crore in the year ending on March 2024. Loans to the industry and services are the two of the largest components in the bank’s balance, together about 28% of the borrowing book of the bank.

The quality of the assets remained stable with gross NPA at 2.78% of the total loans a decrease of 3.33% a year ago. In March 2025, the capital ratio of the bank was 16.81% of 15.75% a year ago.

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