Dear Dave,
My wife and I have worked hard for many years. We have tried to be smart with our money and your principles of saving, expenses and giving. Our financial situation is now pretty good. We are debt -free, we are both almost retired and we have a net value of around $ 2.7 million. We would like to return to this point in our lives. There are various organizations that we want to help, but how can we know for sure which we can trust to use our money wisely?
Louse
Dear Luis,
I hate to say it, but it’s hard to be 100% sure of things like this. I am really proud of what you have been able to achieve together. I also like the fact that you both want to give and take the matter so seriously. But really, about the best you can do, serious time can be used under the surface of the organizations you have in mind. Spend a lot of effort to investigate and decide them together Which organizations are comfortable fits for both of you.
My wife and me Give most of our donations to Christian ministries. And it is not unusual for us to take a tour by a place to see how it looks up close, and talking about the feeling that we get while we are there. If the staff or management does not open or appear with something that we regard as basic information, or if we see signs of financial mismanagement, it is better to believe it sends a red flag.
Don’t get me wrong. People who work for charity organizations also have the right to live a decent as someone else. But if they seem to be a bit too good, then could Be a sign that they are not responsible for their donations. View things like their administrative costs, what percentage of donations goes directly to the cause they represent and everything else that would help you make the right decision. You could even immediately ask the leaders what they intend to do with the money from your donation. You have the right to know this.
Giving is like something else, Luis. It takes some time and hard work to do it intelligently and responsibly. And don’t forget to pray about it. Prayer must always be part of all the major decisions you make!
– Dave
Dave Ramsey is an eight -time national bestseller author, personal financial expert and host of ‘The Ramsey Show’. He has been released on ‘Good Morning America’, ‘CBS this morning’, ‘Today’, Fox News, CNN, Fox Business and much more. Since 1992, Dave has helped people to regain control of their money, build wealth and improve their lives. He also serves as CEO of Ramsey Solutions and is the author of countless books, including Baby steps Millionaires: how ordinary people have built up extraordinary wealth – and how you can do that.
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