9 Inflation pressures will increase the cost of living for the elderly before March

Image source: shutterstock.com Even as inflation headlines calm down, daily bills that matter to retirees could continue to rise. The tricky thing is that these increases don’t always result in one big jump; they show up as small costs for housing, utilities, health care, and basic groceries. If you feel like your budget has gotten […]

Indian Overseas Bank expands startup-focused branches to Delhi, Mumbai and Bengaluru

Indian Overseas Bank (IOB) has announced the expansion of its dedicated Start-up Banking Network. The Public Sector Bank has expanded its exclusive startup-focused branches to Delhi, Mumbai and Bengaluru, building on the success of its first branch in Chennai. Launched in June 2024, the Chennai startup arm has backed 33 startups operating in emerging sectors […]

RBI restricts lending to brokers who undermine trading volumes

FILE PHOTO: Reserve Bank of India (RBI) | Photo credit: FRANCIS MASCARENHAS The RBI has tightened rules on lending to companies that undertake proprietary trading in equities and commodities and provide leverage to customers, the latest move aimed at curbing speculative market activity in the South Asian country. All credit facilities to securities firms will […]

The 3 investment gurus on TikTok who cost DINK their savings

Image source: shutterstock.com Browsing money content can be productive, especially if you’re a high-earning couple trying to optimize everything. The problem is that the loudest advice often ignores the risks, costs, taxes, and the boring reality that most wealth is built slowly. DINK couples can be a perfect target because you typically have more investable […]

Is it okay if I don’t understand investing? – Money happiness

It’s easy to feel overwhelmed by the world of investing, especially when it seems like everyone around you is throwing around terms like “diversification” or “index funds” as if they’re second nature. If you’ve ever felt confused or unsure about investing, you’re not alone—and that’s okay, too. Understanding investing doesn’t always come naturally, and it’s […]

Can I really trust financial advisors, or are they just after my money? – Money happiness

Deciding whether or not to trust a financial advisor can be a big decision, especially when your money and your future are at stake. It’s natural to wonder if their advice is actually in your best interest or if they are more focused on their own profits. Knowing how to identify trusted advisors, understanding what […]

The Devaluation of “Travel Points”: Why Your Credit Card Rewards Are Worth 20% Less in February

Image source: shutterstock.com If your points balance looks the same but your trips are harder to book, you’re not being dramatic. Many couples are faced with higher award prices, fewer sweet spots, and more dynamic pricing that tracks cash rates. That combination can make the same pool of points feel like noticeably fewer purchases, especially […]

6 new tax forms that could trigger an IRS audit for seniors this year

Image source: Pexels Tax season is stressful enough, but for the 2025 filing year (filed in 2026), the IRS has introduced a series of new forms and reporting thresholds that specifically affect older filers. Due to the introduction of the senior citizen deduction “OBBBA” and the reduced reporting limits for online sales, your tax return […]