Brokers are being forced to rethink the financing scenario as India clamps down on lending

India’s move to tighten bank lending norms for companies engaged in proprietary share and commodity trading will push these companies towards alternative sources of capital. Industry watchers expect securities firms will rely more on shadow lenders and internal capital to finance both their own books and clients’ positions. They are also seen tapping the debt […]

Can PPLI Legally Hold Ownership: Direct vs. Indirect Ownership

PPLI can retain real estate exposure, but generally not through direct real estate ownership within the policy. In most jurisdictions, real estate must be structured indirectly through approved funds or SPVs to comply with investor control and diversification rules. This article covers: How does PPLI policy work? Does life insurance protect your assets? What are […]

Currency in circulation rises even as UPI transactions rise: SBI Research

Currency in circulation (CiC) has soared even as UPI transactions have soared in the backdrop of higher ATM withdrawals in states like Karnataka due to GST notices to small traders and its ripple impact in West Bengal and Kerala; increasing tendency to hold cash, especially in rural areas; and the rise in precious metal prices, […]

RBI’s new capital market exposure norms will help banks finance acquisitions and increase market liquidity: report

RBI issued these new directions on February 13, 2026. | Photo credit: ANUSHREE FADNAVIS According to a report by JM Financial, the Reserve Bank of India’s (RBI) new rules on banks’ exposure to the capital market will allow lenders to actively participate in corporate takeovers, mergers and acquisitions (M&A) and leveraged buyouts. The report says […]

How much should I actually save for my retirement, and am I behind? – Money happiness

Planning for retirement can be overwhelming, especially when there is no one-size-fits-all answer to the question of how much to save. With conflicting advice, changing economic conditions, and personal financial goals to consider, it can be easy to wonder if you’re on the right track, or falling behind. Whether you’re just starting out, playing catch-up, […]

Am I bad with money if I don’t understand taxes or budgeting? – Money happiness

Do you feel lost when it comes to taxes or budgeting? You’re not alone. Many people have trouble understanding personal finance, and it’s easy to feel like being “bad with money” is a personal failure. But the truth is that financial literacy is not something we are all naturally born with; it is a skill […]

What is open and closed on Presidents Day 2026? Here’s what you need to know

Presidents Day is a federal holiday, which means federal offices will be closed and some services will be unavailable that day. Banks, post offices, government offices and the stock market will be closed on Monday, February 16. Supermarkets, restaurants and shops are more likely to be open. Presidents Day, officially “Washington’s Birthday,” was the first […]

7 daily bills will rise faster than inflation in 2026

Image source: Pexels We are often told that inflation has ‘cooled’ to around 3%, but that figure is an average that hides the skyrocketing costs of essential services. By 2026, the price of luxury goods like televisions and clothing will have stabilized, but the recurring monthly bills you can’t avoid – utilities, insurance and connectivity […]

Bain Capital will transfer majority stake in Tyger Capital, sources say

The final approval granted by the RBI is subject to conditions, including Manappuram’s obligation to advise Bain to provide an action plan to the RBI | Photo credit: Dado Ruvic Private equity giant Bain Capital will have to divest its majority stake in Tyger Capital, formerly Adani Capital, to become the majority shareholder in Manappuram […]