Always return to the car – best interest

Don’t miss an episode of our podcast, Personal finance for long-term investors. Tune in: Now, here’s today’s article: The Adirondacks are a special place. Maeve and Kelly in the shallow water of Heart Lake. Hiking, in particular, is my favorite part of visiting America’s largest park. The journey to one of the Adirondack “High Peaks” […]

3 Dividend Growth Stocks for February 2026

It’s the end of February and everyone was thinking about Valentine’s Day. People bought sweets, cards, flowers, jewelry and clothes and went out to eat at restaurants. The National Retail Federation estimates that consumers will spend a record $29.1 billion on Valentine’s Day this year. This allows companies that provide these products and services to […]

Bitcoin falls as geopolitical tension adds to the risky mood

Bitcoin extended its four-week decline as investors returned to a more cautious macro environment. The token fell as much as 3.2 percent to $66,604 on Tuesday before paring the decline. Bitcoin, which has traded as a high-beta technology proxy in recent months, mirrored an earlier decline in U.S. stocks but failed to keep pace as […]

North Carolina Wins First-Ever Discriminatory Towing Judgment: $30,000 Restitution, $110,000 Fine

Quick answer: North Carolina Attorney General Jeff Jackson has won the state’s first-ever judgment in a discriminatory towing case. David Jewel Satterfield, owner of A1 Towing Solutions, was found to have made racist attacks on black car owners in Charlotte. The sentence includes $30,000 in restitution and a $110,000 fine for future violations. North Carolina […]

Starting a business: why good promotional material is a smart investment. – The Happy Financial

Starting your own business is exciting, but it also entails many choices. What do you spend your money on? What is really needed? And what can wait? For example, many starters have doubts about promotional material. Is a professional corporate identity, business card or flyer worth it or mainly an extra cost item? Good promotional […]

Americans, not other countries, paid Trump’s tariffs in 2025

U.S. consumers and businesses paid nearly 90% of the cost of President Donald Trump’s tariffs through the end of 2025, according to a new report from the Federal Reserve Bank of New York. The study adds to a growing body of evidence showing that American families are paying a price for Trump’s import taxes, despite […]

CRS, FATCA & CARF: why compliance is not optional

Cross-border asset management has entered a new era where optional compliance no longer exists. CRS, FATCA and CARF make transparency mandatory for wealthy individuals. In addition to avoiding fines, proactive compliance strengthens credibility, opens doors to international banking and investing, and positions investors to navigate complex legal areas with confidence. Ignoring these requirements exposes investors […]

Dividend Income Summary: Lanny’s December 2025 Summary

This is what dividend investing is all about! Investing in dividend stocks can help you earn dividend income, the best passive income stream! Bias, you better believe it. Time to dive into Lanny’s December 2025 dividend income results! Have any records been set? Almost to financial freedom? One day and one month at a time! […]

Banks should not charge fees for failing to maintain minimum balance: Parliament panel

The Petitions Committee has recommended that public sector banks (PSBs) and private sector banks (PvSBs) should encourage the accumulation of higher balances through incentives such as reward points, fee waivers and higher interest rates for customers who maintain consistent deposits. | Photo credit: REUTERS/AJAY VERMA Banks should adopt a “positive reinforcement approach” to encourage customers […]

Did you receive a scary letter after a car accident? It could be illegal.

Quick answer: A class action lawsuit alleges that debt collection agency Afni sent misleading letters to Washington car accident drivers, falsely implying they had legally enforceable debts and threatening driver’s license suspensions. The claims were effectively unassessed insurance subrogation claims – not actual debts. If you have received a similar letter after a car accident, […]