How a special needs counselor can provide lifelong support

This article is sponsored by Ettinger Law Firm and the information provided is for educational purposes only. I am not a lawyer and this article is not legal or financial advice. Every person’s situation is different, so speak to a qualified attorney or financial professional to understand what options may be best for you… This […]

RBI plans to resume bond purchases to boost cash flow, analysts say

RBI last bought government bonds in May and bought debt worth ₹5.2 lakh crore in the five months to May 2025. | Photo credit: FRANCIS MASCARENHAS The Reserve Bank of India is likely to resume bond purchases early next year as signs of liquidity problems emerge among lenders, analysts said. The central bank could buy […]

8 Ways to Reduce ‘Impulse FOMO’ When Every Ad Feels Like a Sale (Hint: Most Don’t Know This Old Budget Trick)

Image source: Shutterstock Every scroll, click and tap seems to activate a new “limited time” offer. From flash sales to influencer promotions, it’s easy to feel like you’re missing out if you don’t buy now. That’s not a coincidence, it’s design. Marketers use psychological nudges to spark FOMO (fear of missing out), and millions of […]

Why Paying Less Isn’t Enough: How Discounted Purchasing Can Still Take the Savings Away (Returns, Hidden Fees, and Ethics)

Image source: Shutterstock Everyone likes a deal. But saving money up front doesn’t always mean you’re ahead of the curve. From hidden fees to poor quality products and sneaky returns policies, many ‘discounts’ quietly suck more out of your wallet than they give back. Even ethical and emotional costs, such as supporting wasteful production or […]

7 financial pitfalls couples face when one partner outlives the other

Image source: shutterstock.com No one likes to imagine life without their partner, but the financial reality of losing a partner can be just as painful as the emotional loss. Even couples who plan carefully often discover unexpected gaps when a partner dies. Reduced income, estate complications and tax surprises can leave surviving spouses facing overwhelming […]

10 things women do that make finding a good man harder

Image source: shutterstock.com Modern dating can be difficult, but sometimes the biggest obstacles aren’t external: they’re habits and attitudes that inadvertently sabotage the process. Many women want meaningful, lasting relationships, but unconsciously make choices that drive quality partners away. From unrealistic expectations to communication errors, certain behaviors can make finding the right guy much more […]

10 Ways Couples Accidentally Prepare for Elderly Poverty

Image source: shutterstock.com Many couples spend decades working hard, raising families and paying off debt – only to find themselves financially insecure as retirement approaches. The hard truth is that financial missteps made early or mid-life can lead to serious problems later. Even well-intentioned decisions, if compounded over time, can reduce savings and increase vulnerability […]

Do childfree couples ultimately support more extended families?

Image source: shutterstock.com Many people assume that childfree couples have more disposable income and fewer financial responsibilities. Without tuition or childcare costs, it appears that these households have sufficient financial freedom. But in reality, many childless adults find themselves in a different kind of support role: helping parents, siblings, nieces, nephews, or even aging relatives. […]

This is how you determine your sales price without selling yourself short – The Happy Financial

You work hard, deliver quality and want to earn a good income. Yet many self-employed people struggle with determining their sales price. If you ask for too little, you don’t earn enough. If you ask too much, customers will drop out. In this article you will learn how to determine a healthy sales price: one […]

Converting a sole proprietorship to a private limited company: do you need a financial advisor? – The Happy Financial

Hiring the right specialist when converting your sole proprietorship can save you a lot of money later. The transition from a sole proprietorship to a private limited company is an important step in your growth. Yet this is where things often go wrong: entrepreneurs only ask for advice once the BV has already been established. […]