Image source: Shutterstock Home warranties sound like a financial safety net: one monthly payment and your home repairs are “covered.” But the reality is much less reassuring. Many plans are chock full of exclusions, service fees and loopholes that leave homeowners with large unexpected bills. What seems like peace of mind can quickly turn to […]
Money mistakes happen to everyone, but what if you could avoid most of them before they even start? That is the power of financial education. When you understand how money really works, you stop guessing and start making confident choices that move you forward. You will learn to spend money wisely, save purposefully and invest […]
It is a shame that most people cannot get a personal loan because they are unemployed, self-employed or because their monthly expenses are higher than their income. In other cases, this may be because they do not meet the minimum net income requirement. Another reason you may be denied a personal loan is due to […]
File Photo: Manish Shah, MD & CEO, Godrej Capital | Photo credit: BIJOY GHOSH Godrej Capital, the financial services arm of Godrej Industries Group, on Wednesday announced that its subsidiary, Godrej Housing Finance, has launched its first housing finance arm in Kolkata. This expansion underlines the company’s ambition to strengthen its rural footprint, with a […]
Banks, based on their risk assessment and provided FEMA standards are adhered to, can implement a simple process for crediting incoming payments to the account of individual residents | Photo credit: Bloomberg The Reserve Bank of India (RBI) on Wednesday introduced draft guidelines to improve the speed of cross-border payments, including asking banks to inform […]
Non-banking finance company Five-Star Business Finance reported a net profit of ₹286 crore in the quarter ended September (Q2FY26), compared to ₹268 crore in the same quarter last year. Total income for the quarter stood at ₹807 Cr, a YoY growth of 14 percent. Assets under management (AUM) ended September 2025 at ₹12,847 Cr, growing […]
PNB Housing Finance’s total retail loan portfolio stood at ₹79,439 crore at the end of September, up 17 per cent year-on-year (yoy), with prime loans accounting for the largest share at ₹48,914 crore | Photo credit: cueapi Mortgage giant PNB Housing Finance is eyeing growth in the higher-yield affordable housing and emerging market lending segments […]
Tata AIA Life Insurance Company (Tata AIA) has launched an Underwriting Rule Engine (URE), a mix of machine learning, Gen AI and big data analytics that automates the traditionally slow, paper-heavy underwriting process. When a consumer applies for a policy, URE immediately analyzes their data, including medical history and lifestyle information, and compares it to […]
I’m back with an update on dividend income after taking a few months off. Life has been absolutely crazy lately and I appreciate everyone’s patience. September was a great dividend income month for me as we surpassed $5,000. In this post, we’ll review my September dividend income totals and share a few observations about the […]
Fulcrum Digital has appointed Gulveen Kaur as Senior Vice President of Insurance, its business AI and digital transformation company announced today. Kaur will oversee the firm’s global insurance practice, focusing on strategic and technology solutions. Kaur joins from Capgemini, where she led delivery, customer engagement and operations for insurance and banking clients in Southeast Asia […]