Bitcoin falls as geopolitical tension adds to the risky mood

Bitcoin extended its four-week decline as investors returned to a more cautious macro environment. The token fell as much as 3.2 percent to $66,604 on Tuesday before paring the decline. Bitcoin, which has traded as a high-beta technology proxy in recent months, mirrored an earlier decline in U.S. stocks but failed to keep pace as […]

North Carolina Wins First-Ever Discriminatory Towing Judgment: $30,000 Restitution, $110,000 Fine

Quick answer: North Carolina Attorney General Jeff Jackson has won the state’s first-ever judgment in a discriminatory towing case. David Jewel Satterfield, owner of A1 Towing Solutions, was found to have made racist attacks on black car owners in Charlotte. The sentence includes $30,000 in restitution and a $110,000 fine for future violations. North Carolina […]

Starting a business: why good promotional material is a smart investment. – The Happy Financial

Starting your own business is exciting, but it also entails many choices. What do you spend your money on? What is really needed? And what can wait? For example, many starters have doubts about promotional material. Is a professional corporate identity, business card or flyer worth it or mainly an extra cost item? Good promotional […]

Americans, not other countries, paid Trump’s tariffs in 2025

U.S. consumers and businesses paid nearly 90% of the cost of President Donald Trump’s tariffs through the end of 2025, according to a new report from the Federal Reserve Bank of New York. The study adds to a growing body of evidence showing that American families are paying a price for Trump’s import taxes, despite […]

CRS, FATCA & CARF: why compliance is not optional

Cross-border asset management has entered a new era where optional compliance no longer exists. CRS, FATCA and CARF make transparency mandatory for wealthy individuals. In addition to avoiding fines, proactive compliance strengthens credibility, opens doors to international banking and investing, and positions investors to navigate complex legal areas with confidence. Ignoring these requirements exposes investors […]

Dividend Income Summary: Lanny’s December 2025 Summary

This is what dividend investing is all about! Investing in dividend stocks can help you earn dividend income, the best passive income stream! Bias, you better believe it. Time to dive into Lanny’s December 2025 dividend income results! Have any records been set? Almost to financial freedom? One day and one month at a time! […]

Banks should not charge fees for failing to maintain minimum balance: Parliament panel

The Petitions Committee has recommended that public sector banks (PSBs) and private sector banks (PvSBs) should encourage the accumulation of higher balances through incentives such as reward points, fee waivers and higher interest rates for customers who maintain consistent deposits. | Photo credit: REUTERS/AJAY VERMA Banks should adopt a “positive reinforcement approach” to encourage customers […]

Did you receive a scary letter after a car accident? It could be illegal.

Quick answer: A class action lawsuit alleges that debt collection agency Afni sent misleading letters to Washington car accident drivers, falsely implying they had legally enforceable debts and threatening driver’s license suspensions. The claims were effectively unassessed insurance subrogation claims – not actual debts. If you have received a similar letter after a car accident, […]

Bank vice chairman caught stealing $500,000 commits fraud again while awaiting sentencing

Quick answer: Timothy Siverd, a former bank vice president from Webster, N.Y., was sentenced to more than nine years in prison for carrying out two separate fraud schemes – the second committed while he was awaiting sentencing for the first. He stole more than $500,000 from victims through bogus real estate deals and then ran […]

Vistaprint Class Action: Deceptive email subject lines

Quick answer: Vistaprint is being sued for sending marketing emails with misleading subject lines: fake discounts with hidden exclusions and artificial time limits on sales. While this is not a debt recovery case, if you are a resident of Washington State and received these emails, you may be entitled to statutory damages. Vistaprint is one […]