I get a lot of comments and emails from docs, and I spend a fair amount of time on both physician-specific and financial forums. I’m often surprised to see doctors carrying debt that I consider completely unnecessary. Unnecessary debt A car loan The classic example is a car loan. It could be an attending physician […]
At 50, you have 15 years left before you turn 65, Canada’s official retirement age. These fifteen years can bring about a major change in retirement planning if you fire on all cylinders. Retirement planning at age 50 At fifty, you are probably at the peak of your career and own your own home. The […]
If 2025 has taught Canadian dividend investors anything, it’s that high dividend yields come with low dividend safety. There is a trade-off and a balance somewhere. But there are also exceptions. We saw telecom giants pause dividend growth (I’m looking at you, TELUS), and a dividend cut of 56% B.C. We saw a complete dividend […]
No one needs a graph showing that housing is currently unaffordable, but here are a few Apollo Anyway: The Trump administration has offered some ideas in recent weeks to help increase affordability. The first idea is to ban institutional ownership of houses: The idea here is that if you remove demand from professional investors, it […]
What struck me this week. RDo you remember last summer when I wondered whether an army of ordinary investors – led by a legion of cash-rich city boys – had gobbled up so many of the low-coupon 2061 Treasury bonds that it distorted the yield curve? Readers delving into the UK government bond market had […]
Building long-term wealth in the stock market often comes down to owning high-quality companies and letting time do the heavy lifting. As a Canadian investor, the Toronto Stock Exchange (TSX) offers multiple world-class companies sustainable competitive advantages, strong cash flows and proven management teams. Here are five TSX-listed stocks that I believe are well positioned […]
This one hurts to watch and that’s why it deserves a second look. When a Canadian dividend stock falls, the market is often pricing in a permanent problem. Sometimes the problem turns out to be temporary. If the company still sells an essential service, and if management keeps the dividend in line with real cash […]
What makes a stock worth holding for decades? It is difficult to give a “one-size-fits-all” answer to that question, but competitiveness should be one of the desired characteristics. If a company has some asset or quality that keeps its competitors at bay (for example, a patent or high switching costs), then this can last for […]
If you want to make money in the market, you have to take risks. If you don’t want risk, use something like a guaranteed investment certificate, where your principal is protected but the return rarely exceeds the risk-free rate. Over longer periods, the real danger is lagging behind inflation, where a dollar today can buy […]
January 16, 2026 Image source: coffeekai/www.istockphoto.com Indian stock markets showed resilience on Friday, recovering from early volatility as news of ongoing trade talks between India and the US boosted investor sentiment. At the time of writing, the BSE Sensex was trading 520 points higher than its previous close of 83,382, while the NSE Nifty was […]