Build a passive income portfolio that makes a lot of money, with just $25,000

Passive income can help you cope with a challenging macroeconomic environment characterized by persistent inflation and rising geopolitical tensions. It provides financial stability while helping to maintain your purchasing power as prices rise. Monthly dividend stocks in particular are an excellent way to generate reliable income in a low interest rate environment, while also offering the potential for capital growth.

With this in mind, let’s take a look at two high-quality monthly dividend stocks that deliver attractive yields. A $25,000 investment in these businesses could generate approximately $125 in monthly passive income.

NorthWest Healthcare Properties REIT

NorthWest Healthcare Properties REIT (TSX:NWH.UN) owns and operates 167 healthcare infrastructure assets, representing 15.7 million square meters of gross leasable area. Backed by its highly defensive portfolio and long-term leases with a strong tenant base, the Real Estate Investment Trust (REIT) maintains healthy occupancy rates regardless of economic cycles and market volatility. At the end of the most recently reported third quarter, the occupancy rate was 96.9%, while the weighted average lease term was 13.4 years.

The REIT has also strengthened its balance sheet by reducing its debt burden. Since early 2024 through November 11, 2025, the company has divested $1.3 billion of non-core assets and used the net proceeds primarily to pay down debt. Furthermore, supported by improved operating performance, it reduced the fund’s adjusted payout ratio from operations (AFFO) to 85% from 99% in the prior year quarter, improving the sustainability of distributions.

Looking ahead, increasing life expectancy and an aging population are creating greater demand for healthcare infrastructure, allowing NorthWest Healthcare to capitalize on these long-term trends. With healthy liquidity of approximately $250 million at the end of the third quarter, the REIT is well positioned to pursue selective growth opportunities. Given its defensive portfolio, improving financial performance and declining debt levels, I expect the REIT to remain well positioned to reward shareholders in the coming years. Currently, the company pays a monthly distribution of $0.03 per share, which yields a yield of 6.27% based on the January 28 closing price.

Pizza Pizza Royalty

Pizza Pizza Royalty (TSX:PZA) follows an asset-light business model with its Pizza Pizza and Pizza 73 restaurants operated by franchisees. The company collects royalties based on franchise sales, helping to protect its financial position against rising commodity costs and wage inflation. This structure supports stable financial performance and allows the company to reward shareholders with an attractive dividend yield.

In its most recently reported third-quarter results, same-store sales rose 0.1%, driven by a 0.3% gain at Pizza Pizza locations, while Pizza 73’s same-store sales fell 1.1%. Both brands saw lower traffic, which management attributed to the current economic climate, weaker consumer spending and increased competition. However, the average check size for both brands increased, supported by growth in higher value delivery orders.

Meanwhile, PZA is enhancing its digital platforms, improving service speed and introducing innovative menu items to increase customer traffic. The company is also expanding its store network and renovating existing locations. Collectively, these initiatives position PZA to keep its dividend payments at healthy levels, making it an attractive income stock. It currently offers a monthly payout of $0.0775 per share, which translates into a forward yield of 5.78%.