The costs that banks applied for operations in the account of a deceased person may not exceed 850 euros, according to A decree published Thursday, August 14 to Official magazine After voting a law on the subject in May. Banks had already forbidden this text to apply from November 13, 2025 – for example to close a booklet – if the deceased was a minor, if the total balance of the accounts was less than a certain threshold – for the moment that was set to 5,910 euros – or in the case of the simplest successions.
For more succession “Complexes”For example, when the deceased had a mortgage or had no heir, the law had authorized that the costs were invoiced, but had set a first ceiling at 1 % of the amount of the amounts held. The decree published the limited even more on Thursday: in all cases the costs will not exceed 850 euros, including if 1 % of the amounts held exceeded this amount. This limit will be reassessed every year to follow inflation.
The parliament had definitely assumed in May that this law proposed by the deputy (Puy-de-Dôme, socialist party) Christine Pirès Beaune and supported by the government. This initiative in particular followed the published case of parents who had to pay 138 euros to close the book one of their 8 -year -old child who died in 2021.
After the vote of the law, the minister had delegated to act and the social and solidarity economy, Véronique Louwagie, had praised “A progress to protect families and to guarantee trust in the banking system”. “In accordance with the absence, no excessive banking costs may be added, often misunderstood and not very readable”had added them.
“Banks are and remain next to their customers, especially at the most difficult moments”The French Bank Federation (FBF) responded to a statement sent to the French press office. “The banking occupation takes note of published texts and regrets the regretting of the implementation of managed prices that denies the reality of the worked work”estimate the FBF.
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