Aussie -buyers get the fears of interest – realestate.com.au

Interest rates are no longer the biggest factor that buyers encounter, with a new national survey that almost half of the Australians who bought or sold in the past year were not affected by rates at all.

The State of Real Estate report from 2025 of Proptech company Infotrack showed that only 29 percent of the respondents said that the rates had a significant or significant impact on their decision -a sharp decrease of 62 percent in 2024.

“In last year’s report, two -thirds interest rates mentioned as an important factor that influenced their decision -making process. But in 2025 that number dropped considerably,” said Infotrack’s Property Australia, Lee Bailie’s head.

“The findings challenges the idea that the interest rates prevent people from buying or selling. Instead, Australians remain active in the market, but adapt to current circumstances.”

For those affected by rates, the biggest effects on the budget (43 percent) and the type of property they could pay (32 percent).

The move comes when the ASX traded with an expectation of 51 percent of a 0.5 percentage point that is reduced to the official cash rate to 3.35 percent when the Reserve Bank of Australia (RBA) meets Tuesday.

It is a more brave prediction than one of the big 4 banks of Australia, with CBA, NAB, Westpac and Anz all on a decrease of 0.25pp.

The chief economist of Bendendo Bank, David Robertson, predicted quarterly reduction to around 3-3.25 percent in February 2026.

“A month of the RBA -surprising markets by keeping the rates on hold, insisting that they wanted more evidence of moderating inflation, we have seen nothing more than confirming that inflation is on or below the target of 2.5 percent, and that the risks of some rebound in underlying inflation have been retired,” said the Heer.

The affordability of housing is now the greatest care for buyers

---

More news

Two AUS banks fall rates up to 4 % range

Brisbane Property Boom touches the skids

The Infotrack report shows that affordability has now overtaken the rates as the biggest obstacle, in which 27 percent of the participants nominate the real estate prices as their biggest obstacle, an increase of six percent compared to 2024 and the biggest increase in every challenge.

More than half (54 percent) said the prices had a significant or big impact on their decision, while 69 percent said it was certain where they bought.

The report also showed that 59 percent of buyers and sellers completed their transaction within three months, with regional areas that are especially popular with NSW buyers who are looking for affordability, space and flexibility through hybrid work.

Governor Michele Bullock is expected to lower the rates when the RBA then meets

---