According to South Korea’s YoungHoon Kim, who claims the title of ‘world’s smartest person’, the XRP price could rise 50x to $100 in the next five years.
Kim, who the Giga-society claims to have an IQ of 276, even higher than that of Albert Einstein estimated 160, made the comment in a December 14 post on X.
Based on my personal view, #XRP could potentially reach $100 in the next five years. (NFA/DYOR)
— Youun kim, iq 276 (@yhbryankimi) December 14, 2025
His prediction follows on December 12 afterwhen he said he is going to buy XRP. He followed up his last message with another message that read, “If you have a higher IQ, you are more likely to keep this up #XRP. (NFA/DYOR).”
The validity of such high IQs is disputed by some experts, and so has Vice.com questioned Kim’s IQ claim.
This is not Kim’s first prediction for the crypto market. Earlier this month, he said that “Bitcoin looks poised to break every prediction ever written,” and that “the real bull run starts when people think it’s already over.” He has too called Bitcoin “God’s Money.”
At $100, XRP would be worth more than the entire crypto market
The XRP price fell a fraction of a percent over the past 24 hours to trade at $1.99 as of 7:45 a.m. EST, according to Coin gecko, bringing the loss over the past month to more than 12%.
XRP Price (Source: Coin gecko)
The Ripple token currently has a market cap of $120.197 billion and a circulating supply of over 99.9 billion tokens.
If Kim’s $100 prediction comes true by the end of the decade, it would represent a 50x gain over the crypto’s current price. That would push the token’s market cap to over $6 trillion, nearly double the industry-wide market cap of $3.06 trillion.
In comments under Kim’s
These supporters added that Ripple’s move to become a charter bank could be a major catalyst for the XRP price.
Several fundamental catalysts are aligning for XRP
Kim’s prediction comes after a series of developments for XRP and Ripple.
Ripple has made multiple acquisitions and moves this year that are all part of a broader effort to expand the presence of its payments infrastructure in the traditional financial system.
Moreover, the spot XRP ETFs (exchange-traded funds) launched in the US earlier this year have already amassed more than $1 billion in assets. According to facts of SoSoValue leads Canary’s XRPC with $342.01 million in net assets.
The Ripple ecosystem also got a boost after it was announced that “wrapped XRP” will soon be launched on the Solana blockchain, increasing the token’s profile.
XRP Chart Shows Indecision
Before XRP can rise to Kim’s predicted target of $100, it will have to overcome a long-term declining trend line that has pushed the altcoin’s price down in recent weeks.
Daily chart for XRP/USDT (Source: Trading view)
XRP is now approaching the USD 1.9060 support level. If this level is breached and buyers do not intervene, the crypto could fall to $1.5770 in the short term.
However, a recovery from current levels could lead to XRP rising above the descending trendline. Buyers could then look to push the crypto above the USD 2.2440 resistance level before a possible climb towards USD 2.6950 if bull pressure continues.
Looking at technical indicators, both the Moving Average Convergence Divergence (MACD) and the Relative Strength Index (RSI) on the daily chart suggest that the XRP price could go either way. The direction of the crypto in the coming days will depend heavily on whether buyers or sellers step in to take control.
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