XRP in 2026: $1 Crash or $10 Moonshot? ChatGPT’s outrageous ripple price predictions

XRP had a controversial 2025 – an all-time high, and a subsequent decline.

However, the following months were painful, despite the fourth quarter launch of five spot XRP ETFs in the United States. As a result, the asset ended 2025 in the red and below $1.90. All eyes are now on the new year and what it could mean for XRP’s price performance. This is what ChatGPT thinks.

XRP back under $1?

Barring a brief and unexpected dip below the $1.00 level during the market-wide crash of early October, Ripple’s XRP has remained above that mark throughout 2025. In fact, it hasn’t been below that since late November 2024.

However, ChatGPT believes there is a possibility of such a collapse in 2026. It mentions several risks that could emerge and cause a massive meltdown:

• Aggressive profit taking by long-term holders
• Declining speculative demand as the broader market cools
• Macro uncertainty limits institutional risk appetite

Consider that large long-term holders, commonly referred to as whales, have been on a violent sell-off since October, shedding billions of tokens in the fourth quarter.

If this worrying behavior continues, the token “could lose key psychological support and move back towards the $1.00-$1.20 range, marking another 40-50% decline from current levels. While painful, such a move would not be unprecedented for XRP, which has historically been prone to deep retracements following euphoric rallies” such as that seen in mid-2025.

Or maybe $7-$10?

ChatGPT admitted that XRP enters 2026 at a “crossroads” without a clear price direction. It added that the first few months could set the trend for the entire year. If the bulls take control, the AI ​​platform will see a huge run-up.

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However, if that were to happen, Ripple should continue its impressive annual performance in terms of partnerships, licensing, and growing use of the XRP Ledger. If these factors coincide, including a market rebound, XRP could post a 3x to 5x move from current prices and head towards $10.00.

“Such a rally would likely be driven by institutional capital rather than retail hype – a dynamic shift that could make the move faster and more violent than previous cycles,” ChatGPT concluded.

The spot XRP ETFs have indeed enjoyed their first few months, gaining well over a billion dollars, while the rest of the crypto-focused funds have fallen behind.