For the vast majority of Americans, now seems like a good time to save some money. Whether that’s in the form of swapping an expensive car payment for a lower car payment or simply finding a new car to lease at lower rates, finding a good deal on a new car is always a treat. Considering that about one in five new car buyers have monthly payments of $1,000, leasing could be an attractive alternative. The team of Cars Direct knows how to find the best deals, and they just released their list of the best leasing deals for the month of November. So if you’re looking for an affordable new car to lease, look no further.
Cars Direct found these were the best deals by analyzing lease deals with the best relationship between their recommended retail price and the effective cost, which is the total cost of all lease installments broken down monthly. The effective cost includes the amount of money due at signing spread over each month included in the lease agreement and added to the monthly payment.
Electric SUVs are still shockingly cheap to lease at the moment, as are electric cars in general. However, there’s no word on how long that will be the case now that Trump has ended EV rebates. These are this month’s best car lease deals.
Three Hondas make the list
There are a handful of cars with lease deals that keep their effective costs under $400 per month, including the 2026 Honda Civic and the brilliant Civic Hybrid, the 2025 Subaru Outback, the 2025 Honda Prologue, the Ford Bronco Sport and the 2025 Toyota Tacoma.
Honda has some great leasing deals available on the Civic and Prologue. Now through January 5, Honda is offering 2026 Honda Civic LXs for $0 off and $350 per month for 36 months with an annual mileage limit of 10,000 miles. The significantly more powerful and efficient 2026 Civic Hybrid Sport also has a deal for $0 and $380 per month, which is a huge bargain.
Honda’s all-electric Prologue actually has a much cheaper lease deal than the Civic this month, although it’s more regional. In Connecticut, Massachusetts and Maryland, the 2025 Honda Prologue EX is offered for $1,199 due at signing and $239 per month for 36 months and an annual limit of 10,000 miles. That makes the effective cost just $272 per month. Other states have different deals on Prologue leases that are still quite attractive.
Two cool crossovers and a real truck
2025 marks the final year for this generation of Subaru Outback. Considering that the 2026 Subaru Outback is more than $6,000 more expensive than the old model, the 2025 version could be an attractive offer. By the way, Subaru is trying to move units with $4,254 due at signing and $255 per month for 36 months with 10,000 miles per year in New York State. That’s an effective cost of just $373 per month for 3 years with a fantastic mid-size crossover. Returning Subaru renters get a $500 discount, bringing the monthly effective cost down to $359. Other regions have different prices, but chances are they still have significant deals.
The 2025 Ford Bronco Sport Big Bend is available for lease for 36 months, with $3,749 due at signing, monthly payments of $269 and an annual limit of 16,500 miles. That also equates to an effective cost of $373 per month. Ford is also offering a $1,000 cash incentive for capturing Toyota, bringing the effective cost down to $345 per month. This offer is valid in Southern California, while other offers may vary by region.
The 2025 Toyota Tacoma SR5 4×2 Double Cab lease costs $3,999 at signing and $199 per month for 24 months with an annual limit of 10,000 miles. At an effective cost of $366 per month, that’s a remarkable deal for a pickup, and it even makes the Tacoma cheaper to lease than a Camry.
There are two options for affordable luxury car leasing
Luxury cars rarely have discounted lease rates, but this month there are two models with great deals: the 2025 BMW i4 eDrive40 and the 2025 Lexus RX 350. The 2025 BMW i4 eDrive40 lease is advertised with $4,999 due at signing and a monthly payment of $399 for 36 months and 10,000 miles per year. This includes a $7,500 cash rebate, but if you’re a returning BMW renter you may be eligible for a $2,000 loyalty rebate, which could reduce the signing payment to $2,999. Without the loyalty discount, the effective cost is $538 per month, and with the discount it is $482 per month. This deal is listed in California, but other regions may have deals as well.
2025 Lexus RX 350 leases are listed with $4,999 due at signing and $479 per month for 36 months and 10,000 miles per year. According to Cars Direct, this translates to an effective cost that is almost 10% cheaper than a 2026 Infiniti QX60 and more than $100 per month cheaper than a 2026 Acura MDX lease. This lease agreement applies to the West Coast, so other regions may have different deals. Lexus is known for its December To Remember Sales Event, which could bring better lease deals next month, but that’s not guaranteed.
Leasing isn’t the right choice for every car buyer, so make sure you do your research to know what you’re getting into before you sign on the dotted line. If you consistently travel long distances, such a low-mileage lease may not be the best choice for you, and don’t forget to check for deals in your area when researching affordable lease deals.
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