How we spend determines how much we can save and invest. It all starts with establishing a few rules. Here are mine. Major purchases are never made on impulse I never buy anything over $1,000 without thorough research. Whether it concerns a car, a holiday, a large household appliance or a new investment product. If […]
Image source: shutterstock.com Even as inflation headlines calm down, daily bills that matter to retirees could continue to rise. The tricky thing is that these increases don’t always result in one big jump; they show up as small costs for housing, utilities, health care, and basic groceries. If you feel like your budget has gotten […]
Image source: shutterstock.com January feels like a fresh start, and that’s exactly why it’s a dangerous month for “quick fixes” that quietly become permanent expenses. You sign up for something because there’s a discount, you upgrade because it feels productive, or you set a service to auto-pay because you don’t feel like it. Then spring […]
Recently, 14 financial institutions– including all six major banks – agreed with the Consumer Financial Agency of Canada (FCAC) to offer low-cost and free bank accounts to all Canadians. Bank account shopping just got more profitable. Will another bank account really save me money? If you already have a low-cost or free bank account that […]
Concern is high, conversations low During the teenage and young adult years, children begin to earn money and develop their first financial habits. But many parents worry these habits won’t be enough: 53% say they worry about their children’s financial future, and 71% say stress is affecting their own well-being. Despite these concerns, many do […]
Make your finances safe with early planning Experts say dealing with a wage disruption takes a lot of planning, and that should start long before your union heads to the picket line. “A year into our negotiations, it’s time to put some savings aside, just in case,” said Marty Warren, national director of the United […]
There is nothing like a free monster. You can not only enjoy a new product, but it is a great budget hack. From food to beauty products, with free samples you can try something to make sure you love it before you undertake buying it. To help you use this hack in your daily life, […]
Running for beginners seems simple enough. To start with, the only thing you need is a pair of running shoes. But soon you will want to Much more: from toe socks to beers after the run to the latest smartwatch. The average runner succeeds in spending almost $ 1,800 a year, according to a 2022 […]
Is paying $ 30 for a travel membership really worth it? If you shop there more than once, the answer is probably ‘yes’. Rei Co-op sells almost all outdoor equipment you would ever want, alongside fishing and shotguns. This equipment is supplied with a return policy of one year, free shipping and a credit of […]