Public sector banks’ credit growth exceeded overall banking sector growth by December 2025

According to the RBI statement, credit growth at PSBs has been consistently higher than that of private sector banks (PVBs) over the past five quarters. Photo credit: ROY CHOWDHURY A According to RBI, credit growth of public sector banks (PSBs) at 14.1 per cent (year-on-year) in December 2025 exceeded the overall bank credit growth of […]

PSBs are stepping up their game in credit underwriting, resulting in fewer slippages

PSBs have increased lending control and close monitoring of repayments, minimizing deterioration in asset quality | Photo credit: iStockphoto Public sector banks (PSBs) have upped their game in credit underwriting, preventing further slippages, while private sector banks (PvSBs) appear to be lagging behind in this area. This is confirmed by the central bank’s data for […]

Government considering increasing FDI limit in PSB to 49%: Secretary Nagaraju

M Nagaraju, Secretary, Ministry of Financial Services The finance ministry is considering increasing foreign direct investment (FDI) in public sector banks from the current 20 percent to 49 percent, a move that could bring them on par with private banks. The Union government’s shareholdings in 12 public sector banks (PSBs) have not declined since 2020. […]

Why Deepak Shenoy Remains Cautious On Tobacco, QSR Valuations

As Indian equity markets process multiple moving parts – from conglomerate restructuring to policy-driven sectoral shifts – investors are increasingly focused on where sustainable value creation can emerge over the medium to long term. In a conversation with ET Now, Deepak Shenoy, Founder & CEO of Capitalmind MF, offered a broad perspective on conglomerate monetization, […]

The number of unsecured private loans amounts to 53.1% of the total private loans for banks: FSR

Among banking groups, the share of PVBs (private sector banks) in new unsecured loan slippages was higher | Photo credit: phakphum patjangkata Slippages in the area of ​​unsecured private loans may require increased vigilance from banks. According to the latest Financial Stability Report (FSR), slippages in these loans constituted 53.1 percent of the total slippages […]

Avoid complacency and remain vigilant in a dynamic environment, RBI Guv Malhotra tells top bankers

Sanjay Malhotra, Governor of the Reserve Bank of India. | Photo credit: DHIRAJ SINGH RBI Governor Sanjay Malhotra on Tuesday asked the heads of public sector and private sector banks to avoid complacency and remain vigilant in a dynamic environment. The aforementioned warning came even as he emphasized that there will be a steady improvement […]

PSU banks steal the limelight as private lenders lose steam: Sunil Subramaniam

In a market where investors are actively seeking value, financial institutions – especially private sector banks – are struggling to keep pace. Even after several rounds of analysis and optimism earlier this year, the segment continues to underperform, prompting a deeper investigation into the cause of this difference.Speaking to ET Now, Sunil Subramaniam, Founder and […]